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Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Wells Fargo is offering low intro APR for 21 months from account opening on purchases and qualifying balance transfers with their Reflect® Card. Low annual fee.
Card Features:
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Card Features:
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.24%, 23.74%, or 28.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5.
- $0 annual fee.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
Rates and Fees
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Created 05-03-2023
at 10:00 AM
by EfficientGame645 | Staff
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80 Comments
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bank of america
multiple more reputable places to do business with...
Bank of America is as unamerican as it can go, might as well change the name to Bank of China
Navy Federal Credit Union Platinum Credit Card will give you 0% balance transfer fee and only 0.99% APR for 12 months.
I'm seeing US Bank Visa Platinum card reviewed as 3% balance transfer fee and 0% APR for 18 months, however it looks like they may have updated the terms to exactly match the Wells Fargo card. Either way it's an alternative to consider.
For specific purchases you may want to check if any of your current cards will offer you 0% promotions. For example I found that my Chase card offered me 24 months 0% APR with no fees on a recent large purchase.
Yep! I agree! I'm a Navy Federal Credit Union member and have the Platinum Card because of the intro no transfer fees and they even gave me 15 months no interest on my balance transferred too!
What's the point of only 1 month?
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Navy Federal Credit Union Platinum Credit Card will give you 0% balance transfer fee and only 0.99% APR for 12 months.
I'm seeing US Bank Visa Platinum card reviewed as 3% balance transfer fee and 0% APR for 18 months, however it looks like they may have updated the terms to exactly match the Wells Fargo card. Either way it's an alternative to consider.
For specific purchases you may want to check if any of your current cards will offer you 0% promotions. For example I found that my Chase card offered me 24 months 0% APR with no fees on a recent large purchase.
Do you gave to be ex military for navy federal? Or can anyone open an account?
I'm 800+ with fewer than 2k in debt and they didn't approve me.
You have to be active duty, reserve, navy civilian or a direct relative to either.
I'm not sure if it's open to all military or navy only.
I'm a navy civilian employee and I'm a member. I have my auto loan with them.
Navy Federal Credit Union Platinum Credit Card will give you 0% balance transfer fee and only 0.99% APR for 12 months.
I'm seeing US Bank Visa Platinum card reviewed as 3% balance transfer fee and 0% APR for 18 months, however it looks like they may have updated the terms to exactly match the Wells Fargo card. Either way it's an alternative to consider.
For specific purchases you may want to check if any of your current cards will offer you 0% promotions. For example I found that my Chase card offered me 24 months 0% APR with no fees on a recent large purchase.
Good to know ! Been a while paid off all cards , as don't like 5% fee . Back until 2014 I've done many chase BTs for zero fees .
Do you know if I can just apply for Navy Fed CU card and do BT to any card that has no balance , so I can request check ? BAC used to allow it not sure if the credit union will check if a balance exists !
No thank you. Fu©k Wells Fargo.
use Schwab
Is there a limit how much you can borrow?
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Did they say why? I also have 800 credit score and did not get approved, still waiting for the letter for the reason why. So dumb, I've never been denied credit card application prior to this.