Bank of America is offering a
$200 online cash rewards bonus after you make at least
$1,000 in purchases in the
first 90 days of account opening with their
Bank of America® Customized Cash Reward credit card. No Annual fee.
Card Details:
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
- Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishings purchases.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
- No annual fee and cash rewards don’t expire as long as your account remains open.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Slickdeals may be compensated by Bank of America.
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Bank of America - Bank Advertiser
223 Comments
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Yes, I have 2. The first one I got was a BofA CCR partner cards from my alma matter NYU. Here's a list of the partners that's about 2.5 years old so I'm not sure how up to date it is.
https://www.reddit.com/r/CreditCa...OOYv
And here's a follow up discussion from a year ago about how some of them were eliminated. 😟
https://www.reddit.com/r/CreditCa...mqk7
You still do need a checking account along with your ML account to satisfy PR requirements, but it can just have a single dollar in it.
You shouldn't mislead people about a rewards program you're not actually familiar with.
(corrected a typo)
Using ML has fees right? How high are the fees to use them??
Like most brokers, it has fees for somethings and not for others. Haven't seen a significant difference in them compared to places like Fidelity or Etrade.
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Until you do. Customer for 13 years and had one problem and they literally laughed at my inquiries through the phone. Worst CS experience I have ever had. In my experience AMEX and CHASE are much better
Second that. Had a problem after 13 years of being a customer. They denied any issue....wrote a report online, they called wanting to fix, swapped to a new CS agent who laughed at the idea of them looking back into the same problem. Ended with me respectfully asking to close all accounts. 13 years and was treated like garbage.
Just hope maybe someone else will read this and not make the same mistake of giving this company their business
I have this card and I can confirm that.
Pretty standard practice to block 1st charge, esp is a big purchase, they want to be sure it's you and not someone who took your mail/card.
Yes it's embarrassing standing in line and calling the card company.
Also, I usually make the payments in-store using Apple Pay or Walmart Pay and many of these transactions track as online purchases along with my preferred client bonus. Every quarter I max out on my online category cashback.
Lol. I know this post is nearly a year old, but let me just say that if you approach it this way, you will eventually get burned. Luke is right, I have had all major cards over the last 20 years, and BOA was the only one in which Customer Service seemed almost non-existent. You want to risk it for $200 be my guest but when one of those "reputable" merchants screws you over, don't expect BOA to care even the slightest bit
Yes it's embarrassing standing in line and calling the card company.
Yes, it is a standard practice, which is why a company/customer service rep should know how to handle it as fast and efficient as possible. I understand this person's frustration simply because the few interactions I've had with BOA CS have been unprofessional to say the least. They definitely have let their customer service go down the toilet.
Honestly I've had probably 20 different cards in my lifetime (love new customer promos), and I have never had another company even come close to the level of incompetence as Bank of America.
**You can dispute that, but I will just do like they do and ignore your concerns.
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