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Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus

+57 Deal Score
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Bank of America is offering a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening with their Bank of America® Customized Cash Reward credit card. No Annual fee.

Card Details:
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishings purchases.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and cash rewards don’t expire as long as your account remains open.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.


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in Credit Cards (2) Bank of America - Bank Advertiser
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Deal
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+57
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Nov 2020
L3: Novice
> bubble2 359 Posts
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Raychoi5566
09-17-2024 at 05:20 PM.
09-17-2024 at 05:20 PM.
Quote from deckard :
I just got approved for this card today before I saw this thread. I received a mailing about it offering a $300 reward and 18 months of 0% APR. My credit limit is $28500. So, seems like a good deal.

Crazy deal. Did it give you a promo code or just pre approval?
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Joined Nov 2019
L2: Beginner
> bubble2 32 Posts
10 Reputation
JollyStar2878
09-22-2024 at 12:12 AM.
09-22-2024 at 12:12 AM.
Quote from arooni :
Can I downgrade a BofA Alaskan Airlines credit business credit card to this when the next annual fee posts?

Yes, I did the same from spirit. They say Subject to approval. I believe it will be approved.
Reply
Joined Dec 2018
Master of my Own Domain
> bubble2 2,094 Posts
374 Reputation
HonestMammoth473
09-24-2024 at 11:17 AM.
09-24-2024 at 11:17 AM.
I have had this card for years - 2 actually after they converted my PSU card. Previously, getting in touch with CS was no easier/harder than any other card. Recently though, their phone system is very heavy on automation. It's extremely difficult to get a human no matter what you press. Even selecting "fraud" just sends you back into another loop. All 3 times I called within the last 2 weeks it took me over 20 minutes and multiple calls to get a person. I was very tempted to cancel all of my BoA cards after that.
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Joined Dec 2007
L3: Novice
> bubble2 134 Posts
37 Reputation
pm8473
10-03-2024 at 08:42 PM.
10-03-2024 at 08:42 PM.
Quote from albertenix :
I have this card and I can confirm that.

My Visa card does not have FTF but my Mastercard does. Yeah there's a visa version.
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Joined Aug 2009
L69: Master of Realms
> bubble2 8,449 Posts
1,307 Reputation
Pro
AznCracker
10-03-2024 at 10:43 PM.
10-03-2024 at 10:43 PM.
Quote from splg38 :
WORST credit card company I have ever dealt with.

- Refused to give proper rewards. BoA was recently fined $100 million on this by CFPB. They have not changed.

- As someone else commented, they do not care if you complain to CFPB, it's like the $100 million was a joke to them, probably because it is.

DO NOT RECOMMEND.
Ok Wells Fargo

--

On another note, there are targeted offers for $300 sub with 1k spend. So if you are on the fence it might be worth waiting for one of those letters/emails.

My mom got it in the mail last week and I signed her up.
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Joined Nov 2008
L3: Novice
> bubble2 147 Posts
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rkankath
10-07-2024 at 09:43 PM.
10-07-2024 at 09:43 PM.
Quote from Omeganuts79 :
Great card if you are a preferred client you can get up to 75% match

What match ?
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Joined May 2018
L3: Novice
> bubble2 148 Posts
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FreePasta
10-07-2024 at 11:09 PM.
10-07-2024 at 11:09 PM.
Quote from rkankath :
What match ?
https://promotions.bankofamerica....rewards/en

BoA will increase your credit card rewards if you have money with them in other accounts - checking, saving, investment, retirement, etc. For credit cards this tops out at 75% bonus if you have more than $100K in BoA accounts. This means instead of getting 3% cash back for a category, you'll get 5.25% (3% x 1.75).
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Joined May 2017
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> bubble2 1,255 Posts
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mariox
10-10-2024 at 07:06 PM.
10-10-2024 at 07:06 PM.
I got this card last week. 0% APR on purchases for 21 months and $300 cash back if you spend $1000 in 90 days. I got a $28,000 limit. Great deal.
Reply
Joined Dec 2011
Barbobot
> bubble2 216 Posts
598 Reputation
SeepyFluid
10-12-2024 at 02:08 AM.
10-12-2024 at 02:08 AM.
Quote from mariox :
I got this card last week. 0% APR on purchases for 21 months and $300 cash back if you spend $1000 in 90 days. I got a $28,000 limit. Great deal.

How did you get the offer? In the mail?
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Joined May 2017
L6: Expert
> bubble2 1,255 Posts
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mariox
10-12-2024 at 09:01 AM.
10-12-2024 at 09:01 AM.
Quote from SeepyFluid :
How did you get the offer? In the mail?
Yes, they sent me a promo code in the mail.
Reply
Joined May 2017
L6: Expert
> bubble2 1,255 Posts
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mariox
10-12-2024 at 11:02 AM.
10-12-2024 at 11:02 AM.
Does anyone know if I can get this card twice? Surprisingly I got another letter in the mail TODAY with another personal code for $300 cash back if I spend $1000 within 90 days.

www.bofa.com/mynewcard

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Joined Jun 2010
L4: Apprentice
> bubble2 429 Posts
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likeundu
10-17-2024 at 01:56 PM.
10-17-2024 at 01:56 PM.
It's been a few days since I applied for the card and the status says 'it is in review'. Is this normal to take this long for an approval?
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Joined Jul 2014
L5: Journeyman
> bubble2 522 Posts
63 Reputation
ezbeazy
10-17-2024 at 02:01 PM.
10-17-2024 at 02:01 PM.
Quote from mariox :
Does anyone know if I can get this card twice? Surprisingly I got another letter in the mail TODAY with another personal code for $300 cash back if I spend $1000 within 90 days.

www.bofa.com/mynewcard

It's worth a try IMO. Used to approve multiple, haven't tried in years, let us know and good luck friend!
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Joined Jul 2014
L5: Journeyman
> bubble2 522 Posts
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ezbeazy
10-17-2024 at 02:03 PM.
10-17-2024 at 02:03 PM.
Quote from likeundu :
It's been a few days since I applied for the card and the status says 'it is in review'. Is this normal to take this long for an approval?

Yes can be a week if slow. Can accelerate with a call but I never want to do that either... Although usually BofA reps have been decent in my past experience.
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