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Citi Double Cash® Card: Earn $200 Cash Back After You Spend $1,500 In First 6 Months of Account Opening

+39 Deal Score
108,647 Views
Citi® is offering the following: Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening with the Citi Double Cash® Card.

Special Travel Offer: Earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.

Card Details:
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).


Rates & Fees

Read our review on the Citi Double Cash® Card

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Deal
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+39
108,647 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Nov 2010
Alternative Fact
> bubble2 6,437 Posts
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MusicShark
12-17-2024 at 12:18 AM.
12-17-2024 at 12:18 AM.
Not bad.
Reply
Joined Sep 2021
L3: Novice
> bubble2 109 Posts
18 Reputation
Anar_Agha
12-19-2024 at 07:52 PM.
12-19-2024 at 07:52 PM.
I received a letter from them, they gave $200 after spending $750
Reply
Joined Dec 2019
L4: Apprentice
> bubble2 466 Posts
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Dave_B
Today at 04:27 AM.
Today at 04:27 AM.
Quote from BenChJr27 :
Is there a 3% cash back credit card on everything?

US Alliance offered that for a few years, but more recently that dropped to 2% everywhere cash back.

I'm not aware of any card offering 3% cash back on everything anymore.

You can get a bit above 2% cash, but only if you park substantial cash/investments in Bank of America accounts. More info about rewards cards here:

https://www.doctorofcredit.com/be...mto66HWkYU
Reply
Joined Dec 2019
L4: Apprentice
> bubble2 466 Posts
99 Reputation
Dave_B
Today at 04:30 AM.
Today at 04:30 AM.
Quote from HipnotiK :
Can't you just pay it off more than once? do people only pay their card once a month?

Yes, you can do this. Yes, most people usually pay their card only once per month. If you pay your statement balance every month, you pay no interest. Outside of special circumstances (like trying to earn a bonus with a $500 credit limit, or to get a temporary credit score boost), there's rarely a reason to pay more than your statement balance once per month.
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Last edited by Dave_B January 9, 2025 at 04:32 AM.
Joined Dec 2008
L5: Journeyman
> bubble2 825 Posts
227 Reputation
p00hdiddy
Today at 11:46 AM.
Today at 11:46 AM.
Quote from prasant1082 :
Never fall trap for this citi card . Then never give you the $200 thank you point. Followed up for 3 months and Finally i had to close my card . Citi is worst on customer service and promotional commitments . Its a big no no card .
I've churned through probably 2 dozen citi cards over the past decade, business and personal, and never even had a delay in getting rewards. NEVER.

I'm as much a fan of Citi as I am of any major bank, in that I find all of them to be scummy as fark, but there has never been an issue with any CC rewards, points, miles or cash...
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