Citi® is offering the following:
Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening with the
Citi Double Cash® Card.
Special Travel Offer: Earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
Card Details:
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Rates & Fees
Read our review on the
Citi Double Cash® Card
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154 Comments
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Combo this with Citi Premier and you can transfer the points to airline miles
Does it include the virtual card numbers Citi feature?
Same bank, citi? If yes you may be able to move over your credit limit from the higher one
No they didn't. I have to wait for the physical card to activate it in their website or app so that I can add the card to digital wallet.
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Does it include the virtual card numbers Citi feature?
Yes to the virtual card numbers question for this particular card. Via mobile, strangely you have to do it via Chrome browser vs the Citi app.
Our community has rated this post as helpful. If you agree, why not thank JayW1723
Easily done every month - move all your utility, cable / streaming, car/house insurance payments to your citi card - inside of 6 months you will definitely hit 1500.
For myself, it only takes 3 months. Utilities (gas, electric, water, garbage) are ridiculous, may as well earn points/ cash back for paying them.