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Ink Business Cash® Credit Card: Earn Up to $750 Bonus Cash Back

+9 Deal Score
31,004 Views
Chase is offering $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening with the Ink Business Cash® Credit Card. No annual fee.

Card Details:
  • Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC


Read our review on the Ink Business Cash® Credit Card


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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Feb 2008
L6: Expert
> bubble2 1,535 Posts
1,722 Reputation
Pro
rotorrocket
05-14-2024 at 05:46 PM.
05-14-2024 at 05:46 PM.
Chase will report as 1099 income
Reply
Joined Nov 2014
L5: Journeyman
> bubble2 935 Posts
518 Reputation
danhorski
05-14-2024 at 06:07 PM.
05-14-2024 at 06:07 PM.
Delete
Reply
Joined Nov 2014
L5: Journeyman
> bubble2 935 Posts
518 Reputation
danhorski
05-14-2024 at 06:07 PM.
05-14-2024 at 06:07 PM.
Quote from Pinchy :
I would save this for the expert to answer but I've never got denied for the paid cards. But then again, I am sure there are stats that they check before approve/denied any application. Your score reflect your pending and payment habits, your available credit is just managing risk. They dont want to give out millions of credit and then one day you decide to F the world and pull out all the cash and blow it all on Boats and Holes! Wink

They can't assume that.I have 2 business cards already then been paid off long time ago and no missing payments.There is really no reason to deny a card unless they don't wanna give person to use their credits for 0%.As you said paid cards not really a paid cards tho, bonus covers the paid fee and then card next year can be downgraded to non paid card.Thats could be just luck at this point.
Reply
Joined Jul 2010
L5: Journeyman
> bubble2 845 Posts
49 Reputation
misterv1
05-16-2024 at 07:16 AM.
05-16-2024 at 07:16 AM.
Seems like this is still active, and the standard SUB now.
Reply
Last edited by misterv1 May 16, 2024 at 08:41 AM.
Joined Aug 2016
L4: Apprentice
> bubble2 383 Posts
14 Reputation
gerrydavid79
05-19-2024 at 01:01 PM.
05-19-2024 at 01:01 PM.
Is there a way to check ones business credit score?
Reply
Joined Mar 2007
Straight Cadillac Pimpin
> bubble2 2,012 Posts
629 Reputation
swantz1984
05-22-2024 at 02:02 PM.
05-22-2024 at 02:02 PM.
When I log into Chase, I am present with 1 INK card. I have 2 now so the remaining can still be done. I thought you could sign up for the same INK every 91 days. Should you sign up without logging in first?
Reply
Joined Feb 2008
L6: Expert
> bubble2 1,933 Posts
178 Reputation
pcman2000
06-05-2024 at 08:03 PM.
06-05-2024 at 08:03 PM.
Quote from rotorrocket :
Chase will report as 1099 income
No, it's bonus points so no 1099 involved.
Reply

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Joined Feb 2008
L6: Expert
> bubble2 1,535 Posts
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rotorrocket
06-05-2024 at 09:51 PM.
06-05-2024 at 09:51 PM.
Quote from pcman2000 :
No, it's bonus points so no 1099 involved.
I received a 1099 and so did my wife....
Reply
Joined Feb 2008
L6: Expert
> bubble2 1,933 Posts
178 Reputation
pcman2000
06-06-2024 at 05:24 PM.
06-06-2024 at 05:24 PM.
Quote from rotorrocket :
I received a 1099 and so did my wife....
Did you get referral bonuses?
Reply
Joined Jan 2008
L4: Apprentice
> bubble2 349 Posts
53 Reputation
dirtrat
06-16-2024 at 05:17 PM.
06-16-2024 at 05:17 PM.
Quote from rotorrocket :
I received a 1099 and so did my wife....

I've never received one on any of my ink cards! Like pcman2000 said its likely you received a referral bonus.
Reply
Joined Feb 2008
L6: Expert
> bubble2 1,535 Posts
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Pro
rotorrocket
06-18-2024 at 02:47 PM.
06-18-2024 at 02:47 PM.
Quote from dirtrat :
I've never received one on any of my ink cards! Like pcman2000 said its likely you received a referral bonus.
Get used to it. I just called Chase and they confirmed it was due to points earned not spent. IRS has now required 1099-MISC over $600

Mad

Your participation in the program may result in miscellaneous
income received from Chase and we may be required to send
you, and file with the IRS, a Form 1099-MISC (Miscellaneous
Information) or Form 1042-S (Foreign Person's U.S. Source
Income Subject to Withholding) for the year in which you
participate and are awarded the benefits of the program. You
are responsible for any tax liability related to participating in
the program. Please consult your own tax advisor if you have
any questions about your personal tax situation.
Reply
Joined Apr 2007
L6: Expert
> bubble2 1,325 Posts
177 Reputation
mD-
06-19-2024 at 07:44 AM.
06-19-2024 at 07:44 AM.
Just a heads up that a lot of people who get approved for this usually get a low credit limit (from what I gathered from looking at a lot of reddit threads)

For me, my limit is only $4,000. I asked for increase and got denied due to account age length.

I need the credit increase because my plan was to pay for my entire HVAC system replacement on the card and take advantage of the 0%. Now I'll need to charge it to the $4,000, pay off roughly half of it, and then max it out so I can hit the $6,000 bonus.
Reply
Joined Dec 2007
L4: Apprentice
> bubble2 342 Posts
81 Reputation
monkeyrat199
06-19-2024 at 10:05 AM.
06-19-2024 at 10:05 AM.
Quote from rotorrocket :
Get used to it. I just called Chase and they confirmed it was due to points earned not spent. IRS has now required 1099-MISC over $600

Mad

Your participation in the program may result in miscellaneous
income received from Chase and we may be required to send
you, and file with the IRS, a Form 1099-MISC (Miscellaneous
Information) or Form 1042-S (Foreign Person's U.S. Source
Income Subject to Withholding) for the year in which you
participate and are awarded the benefits of the program. You
are responsible for any tax liability related to participating in
the program. Please consult your own tax advisor if you have
any questions about your personal tax situation.

Did you get a referral bonus?
Reply
Joined Jun 2022
New User
> bubble2 8 Posts
10 Reputation
WiseTable819
06-20-2024 at 02:19 AM.
06-20-2024 at 02:19 AM.
Quote from diavolo33 :
Ink Unlimited is a better play if all you care about is the SUB. Only $6K spend required and 12 months to pay it off at 0% APR.

What do you mean by SUB? I'm genuinely asking because I'm thinking about getting this, to roll over existing debt from a different card
Reply

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Joined Mar 2007
War. War never changes.
> bubble2 163 Posts
31 Reputation
zodiak
06-21-2024 at 07:16 AM.
06-21-2024 at 07:16 AM.
Quote from WiseTable819 :
What do you mean by SUB? I'm genuinely asking because I'm thinking about getting this, to roll over existing debt from a different card

Sign up bonus
Reply
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