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Chase Sapphire Preferred® Card: Earn 100K Bonus Points After You Spend $5k in the First 3 Months Expired

+98 Deal Score
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Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.

Card Details:


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Read our review on the Chase Sapphire Preferred® Card

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Edited Yesterday at 09:28 AM by
Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.

Card Details:
Earn 1000,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase TravelSM
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Member FDIC

Rates & Fees

Read our review on the Chase Sapphire Preferred® Card

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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For those who only want cash, not points:

$1000 cash back less:
- $95 annual fee
- $50-100 opportunity cost for spending $5000 on a card that only gives 1%cb when you could have gotten 2-3%cb.

Still over $800 tax-free profit. Not bad at all.

Considering it. I have one more application before I hit chase 5/24, then wait for a boosted amex gold or platinum bonus.

Any 0% apr period on this?

Will they treat a tax payment at pay1040 as a cash advance? Most credit card vendors treat it as a purchase.
The offer is supposed to be available online starting 04/03.
Not only is it in OP's message, it's also in the subject. Good grief.

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Joined Dec 2007
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unplayero
03-29-2025 at 06:17 AM.
03-29-2025 at 06:17 AM.
Great card. Best welcome offer if it can be duplicated.
Reply
Joined Mar 2013
L1: Learner
> bubble2 18 Posts
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JeromeG8432
03-29-2025 at 09:10 AM.
03-29-2025 at 09:10 AM.
The offer is supposed to be available online starting 04/03.
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Joined Apr 2009
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> bubble2 14 Posts
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MrDemonicAngel
03-29-2025 at 09:14 AM.

Our community has rated this post as helpful. If you agree, why not thank MrDemonicAngel

03-29-2025 at 09:14 AM.
I confirm this worked in branch on Mar 29.
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Joined Jan 2015
search first
> bubble2 1,667 Posts
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Repost
03-29-2025 at 10:06 AM.
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Typing Cat
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WolfTheCat
03-29-2025 at 01:26 PM.

Our community has rated this post as helpful. If you agree, why not thank WolfTheCat

03-29-2025 at 01:26 PM.
For those who only want cash, not points:

$1000 cash back less:
- $95 annual fee
- $50-100 opportunity cost for spending $5000 on a card that only gives 1%cb when you could have gotten 2-3%cb.

Still over $800 tax-free profit. Not bad at all.

Considering it. I have one more application before I hit chase 5/24, then wait for a boosted amex gold or platinum bonus.

Any 0% apr period on this?

Will they treat a tax payment at pay1040 as a cash advance? Most credit card vendors treat it as a purchase.
3
3
Reply
Last edited by WolfTheCat March 29, 2025 at 03:42 PM.
Joined Dec 2020
L2: Beginner
> bubble2 39 Posts
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MaroonPear7837
03-29-2025 at 05:46 PM.
03-29-2025 at 05:46 PM.
Quote from JeromeG8432 :
The offer is supposed to be available online starting 04/03.
aw man I thought i saw it was supposed to end around then.I went in today and didn't use a referral to make sure I got it.
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Joined Mar 2018
L3: Novice
> bubble2 141 Posts
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headleygrange
03-29-2025 at 05:58 PM.
03-29-2025 at 05:58 PM.
So, what if I just switched from this card to freedom unlimited ? Can I still apply and get sub?
Reply

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pcman2000
03-29-2025 at 06:01 PM.
03-29-2025 at 06:01 PM.
Quote from headleygrange :
So, what if I just switched from this card to freedom unlimited ? Can I still apply and get sub?
Most suggest waiting like a week, not sure if that's necessary or not but as long as it's been 4 years since you received your SUB then you should be good.
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Joined Dec 2017
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BrianTX
03-29-2025 at 06:16 PM.
03-29-2025 at 06:16 PM.
Thanks! I saw this and applied for my spouse - I don't hot the magic 48 months until the end of the year - and she was instantly approved. I really love this card because the partners are ones we use a lot.
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Joined Jan 2007
EEEEZZZZZ
> bubble2 8,122 Posts
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dadab
03-29-2025 at 06:23 PM.
03-29-2025 at 06:23 PM.
Quote from WolfTheCat :
Will they treat a tax payment at pay1040 as a cash advance? Most credit card vendors treat it as a purchase.
Same question. I'm leaning more to think it's a purchase and not a cash advance. Let's see if someone with first hand experience posts.

Edit: Chase does not have any issue allowing to pay taxes for SUB.

https://www.chase.com/personal/cr...redit-card
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Last edited by dadab March 29, 2025 at 06:48 PM.
Joined Aug 2024
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PopeyeD
03-29-2025 at 06:25 PM.
03-29-2025 at 06:25 PM.
this is a no brainer card to get and have. Benefits far outweigh the annual fee
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WolfTheCat
03-29-2025 at 06:38 PM.
03-29-2025 at 06:38 PM.
Quote from dadab :
Same question. I'm leaning more to think it's a purchase and not a cash advance. Let's see if someone with first hand experience posts.

On my BofA unlimited cash it's a purchase and I get my 2.625%cb, but Chase may do something different.
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Joined Jan 2007
EEEEZZZZZ
> bubble2 8,122 Posts
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dadab
03-29-2025 at 07:27 PM.
03-29-2025 at 07:27 PM.
Quote from WolfTheCat :
On my BofA unlimited cash it's a purchase and I get my 2.625%cb, but Chase may do something different.
Chase allows it. Loss of 1.75% but still worth it if you don't have much to spend anywhere else.

https://www.chase.com/personal/cr...redit-card
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