Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Forum Thread

U.S. Bank Shield Visa Card - 0% intro APR for 24 months

If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+3
1,540 Views

Your comment cannot be blank.

Sign up for a Slickdeals account to remove this ad.

Joined Jan 2024
Typing Cat
> bubble2 2,110 Posts
1,413 Reputation
Pro
WolfTheCat
04-30-2025 at 04:27 PM.
04-30-2025 at 04:27 PM.
Key features:

- $20 cash back if you use the card once per billing statement for 11 months. Not bad free money, buy a stick of gum every month.
- 5% balance transfer fee is steep, but at 0% APR for two years, that makes it potentially a cheap loan. Personal loan companies are charging way more in interest. I can rack up a better cash back card and transfer.
- Cashback/bonus features basically suck. 4% back on travel purchases made through their portal only. Basically useless.
- Most other benefits are minor and fairly typical, like cellphone warranty, extended warranty, and rental car insurance.

I really can't see keeping this card in your wallet and using it for daily purchases - there are far better cards for that.

But, you could get a cheap loan and $20/year. That's not bad at all.
1
Reply
Last edited by WolfTheCat April 30, 2025 at 04:38 PM.
Joined Jul 2010
Expert
> bubble2 4,004 Posts
877 Reputation
mitchflorida
04-30-2025 at 04:33 PM.
04-30-2025 at 04:33 PM.
Citi Simplicity is much better. Zero percent for 21 months, only 3% fee.
1
Reply
Joined May 2017
L6: Expert
> bubble2 1,303 Posts
608 Reputation
Original Poster
Pro
mariox
04-30-2025 at 04:40 PM.
04-30-2025 at 04:40 PM.
Quote from mitchflorida :
Citi Simplicity is much better. Zero percent for 21 months, only 3% fee.
For balance transfers, yes Citi's 3% beats this one (5%). I think USBank one would be great for everyday purchases.
1
Reply
Joined Oct 2007
L3: Novice
> bubble2 157 Posts
28 Reputation
canhelp
04-30-2025 at 04:42 PM.
04-30-2025 at 04:42 PM.
US bank gave me $500 credit line
3
Reply
Joined Jan 2024
Typing Cat
> bubble2 2,110 Posts
1,413 Reputation
Pro
WolfTheCat
04-30-2025 at 05:40 PM.
04-30-2025 at 05:40 PM.
Quote from canhelp :
US bank gave me $500 credit line

A very small, but cheap loan.

Citi simplicity gave me $3k.
Reply
Joined May 2017
L6: Expert
> bubble2 1,303 Posts
608 Reputation
Original Poster
Pro
mariox
04-30-2025 at 05:48 PM.
04-30-2025 at 05:48 PM.
Quote from canhelp :
US bank gave me $500 credit line
I got approved for 17k. Putting my kid's tuition on it.
Reply
Page 1 of 1
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.