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Post #168216466 added 12-20-2023 2:24 PM by petzen in Hot Deals
https://www.reddit.com/r/CreditCards/comments/13s5tee/citi_credit_cards_absolute_shit_with_verification/
Post #168218197 added 12-20-2023 3:24 PM by Knightshade in Hot Deals
...the post at that link has nothing to do with opening a new card OR virtual CC numbers it's an existing cardholder who got extraneous fraud alerts when using the card abroad.
Post #168203998 added 12-20-2023 6:49 AM by Knightshade in Hot Deals
Uh... what? Lots of cards offer virtual numbers on approval.
Post #167904655 added 12-09-2023 12:01 AM by NullPointerException in Hot Deals
My $1000 worth of cashback points expired without warning and customer support was extremely unhelpful, telling me they don’t need to give me notice. Just remember to use your cashback ASAP.
Post #167214895 added 11-20-2023 3:46 AM by petzen in Hot Deals
I'm surprised this is not FP. From doctorofcredit: "Sweet deal for the Double Cash card which now has the flexibility of being either straight cash or ThankYou points. We may have briefly seen $200...
Post #170361120 added 04-15-2024 3:21 PM by PasadenaMan in Hot Deals
Got approved for $3,000 last Wednesday. This is my 4th Citi card but with the lowest credit limit.
Post #170164437 added 04-04-2024 3:59 AM by EagerLanguage6193 in Hot Deals
I love this credit card. Just received a $2,650 statement credit by redeeming points.
Post #170724477 added 05-06-2024 5:18 PM by Fant in Hot Deals
you are not supposed to redeem via statement credit as you forgoe the 1% you get when paying. instead request the cash and pay it from that
Post #171458610 added 06-20-2024 2:39 PM by LongIslandSam in Hot Deals
Did you contact Citi to ask why? I have had two cards for years. This one and Capitol Ons that gives 1.5% on everything. There may be better deals but rotating categories or different benefits for...
Post #171458643 added 06-20-2024 2:42 PM by LongIslandSam in Hot Deals
Nice post and yes some merchants deals are not equal. When bonus points aren’t offered. It’s always best to redeem for cash (or a credit on your future bill.
Post #173372211 added 10-15-2024 9:51 PM by prasant1082 in Hot Deals
Worst card ever , they even dont honor $200 promotion , after reaching customer service they dont recognize any such offer . Never apply for this card !
Post #173444469 added 10-21-2024 7:24 AM by Ejsdad12 in Hot Deals
Sadly it changed to 1.5%. This gives me 2% and won’t change.
Post #169710708 added 03-10-2024 7:27 AM by nyc10036 in Hot Deals
Because car repairs , medical bills, insurance bills are not categories that get 5% Of course, you can play the VISA/MasterCard gift card game but you are stll limited to 5% on $500 per statement...
Post #169713663 added 03-10-2024 11:00 AM by notonline in Hot Deals
5% on Amazon - I buy a ot there.
Post #169715934 added 03-10-2024 2:24 PM by _lukas in Hot Deals
Citi custom cash 5% up to $500 every billing cycle. Not every category but PayPal MasterCard is 2% on every purchase
Post #169711809 added 03-10-2024 8:49 AM by nyc10036 in Hot Deals
You have an Amazon card for what? 2%? It isn't a 2% card.​
Post #169147807 added 02-07-2024 10:59 AM by KokoKong in Hot Deals
I wouldn't recommend this card to anyone that expects to have some level of purchase protection. They are horrible to deal with and refused to credit me $1,400 that I paid for a Hurley e-bike which...
Post #168737623 added 01-16-2024 4:30 PM by CalmWriter5450 in Hot Deals
I would highly discourage using citibank. I signed up a few months ago and it's been a disaster. They refused to honor the $200 and then had 3 to 4 agents lie and tell me different things they were...
Post #169817196 added 03-15-2024 7:20 PM by nyc10036 in Hot Deals
Citi Custom Cash is limited to 5% on up to $500 per statement. I hope you realize that.
Post #169816791 added 03-15-2024 6:47 PM by oSnapMillerTime in Hot Deals
This is a CATCH ALL card. You use your 5x or 3x point cards and everything else goes on this for 2x. Its only best for CASH back. You cant transfer for travel.
Post #170231874 added 04-07-2024 11:44 PM by brimorga in Hot Deals
Same, I signed up, spent the $1500 (many times over) and never received my $200. Gonna have to call and fight with them to get it. SHouldn't be hard for them to honor the terms automatically.
Post #170728848 added 05-07-2024 12:01 AM by KangL5982 in Hot Deals
I had this card for years with 16k limit and they closed it without warning me, never getting another Citi card.
Post #173031678 added 09-25-2024 7:10 AM by SupraDupraDeal in Hot Deals
You can buy things pay it off completely the next day and when the balance is back just buy again. Buying groceries every week on it with inflation where it is and you have 1500 in 6 weeks or less. ...
Post #173040573 added 09-25-2024 3:23 PM by Chinonoco in Hot Deals
The WF Autograph has 3% for cell phones. Also pair the citi cards with citi rewards for the extra boost.
Post #173035467 added 09-25-2024 10:32 AM by BillG7 in Hot Deals
Sofi has 3% cash back for first year and 2.2% cash back after that. No 0% apr though and must have direct deposit.
Post #172977714 added 09-21-2024 6:40 PM by ceco134 in Hot Deals
Citi is the worst bank Ever.First it took a week to send it.I was able to activate the Citi double Cash right the way and use it only for a day.The next day they blocked it for no reason.Hours over...
Post #172984131 added 09-22-2024 9:32 AM by nocreativename in Hot Deals
Credit cards are for very responsible people. I have both this and Wells Fargo Active Cash but the Wells Fargo gives cellphone protection and it's 2% back as well. You can't get higher than...
Post #172955010 added 09-20-2024 8:53 AM by DavidsAwesome in Hot Deals
Just a heads up. Wells Fargo limits non-Wells Fargo payments to four per month. I like the flexibility of paying at least once a week. They only allow 4 and you have to mail a check after that.
Post #171128436 added 05-31-2024 5:08 AM by oasisallure in Hot Deals
Does citi double cash card have citi virtual card function? thanks!
Post #172026639 added 07-23-2024 5:51 AM by AlanB3800 in Hot Deals
It does include virtual card number feature. I use this a lot.
Post #171450450 added 06-20-2024 6:35 AM by Bob2012 in Hot Deals
Yes. I've been using Citibank virtual card numbers (VCNs) for years. Someone correct me if I'm wrong, but I think each Citibank VCN (once charged) can only be reused by the same merchant vs used...
Post #173208207 added 10-06-2024 4:48 PM by byokum812 in Hot Deals
Yep and when I called they said I never had it even though they gave to me the month before. Had a savings account with them and emptied it out and turned on paper billing on all of my credit cards...
Post #172967013 added 09-20-2024 10:41 PM by ditto33 in Hot Deals
But you don't get the charge for the second month?
Post #172730790 added 09-06-2024 2:29 PM by ddpstc in Hot Deals
No travel insurance such as rental car, flight cancelation due to illness, lost luggage.
Post #172733991 added 09-06-2024 6:33 PM by easymonies in Hot Deals
Got fed up with this card. Every other large purchase automatically gets blocked due to fraud alert and then you have to go through the root canal procedure of calling their call center person who...
Post #175911202 added 02-25-2025 7:41 PM by brestbry in Hot Deals
Yes they did which is really surprising! It's one of the few citi cards that have double the manufacturer warranty, adding up to 1 add'l year of warranty. Wish the Citi Costco card would bring it...
Post #175885714 added 02-24-2025 8:08 AM by Ejsdad12 in Hot Deals
$11,000 is what I’ve seen. But it all depends on income and credit score.
Post #175885858 added 02-24-2025 8:19 AM by ACAP in Hot Deals
Why costco?
Post #175590904 added 02-04-2025 10:53 PM by amc1870 in Hot Deals
What categories were you getting? Their website still claims 2% on basically everything everything other than cash-equivalencies... which I've been getting 2% on gift cards even though I shouldn't...
Post #175182525 added 01-09-2025 10:46 AM by p00hdiddy in Hot Deals
I've churned through probably 2 dozen citi cards over the past decade, business and personal, and never even had a delay in getting rewards. NEVER. I'm as much a fan of Citi as I am of any major...
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