Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
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Says you can redeem for statement credits which what I usually do with my thank you points
You could probably get more than 1:1 if you go other ways but usually easier for me to apply as credit
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Be careful, you get only $2000 credit limit and the transaction posting takes 1 week and credit card payment takes 2 weeks to settle. You can’t over pay or high overdraft fee. It was a pain in the...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Yes, you can product change. I was able to change my old Citi Premier to a Citi Costco card.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Citi will be the exclusive partner to American Airlines in 2026 and might be able to transfer TYP to AA.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
I am able to transfer the 75,000 points for $750.00 with this card as of 12/7
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Anyone know a way to see when you received a bonus previously? Had gotten the Citi Premier in December 2022 and closed it in 2023. Can't see it in my account any longer. All customer support could do...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Ymmv on this one. I have excellent credit and well into the 6 figures in available credit card buying power and I wasn't approved for the card. Maybe they are tracking people who churn better than...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
My credit history was Excellent and i still got $2000 credit limit. Main reason is mortgage. If you have mortgage, then you will be given less credit limit. Please check with citi team well before...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
My Citi Premier had converted to this card - does that exclude me from canceling and getting this card for the bonus points?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Can you provide some more detail on how to reach them.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
You can see the buy sell spread selling Amazon or Walmart gift cards to a reseller to see if that would eat too much profit. Most of the articles around manufacturered spending are talking about...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
That's probably it for me too. As long as you pay in full every month, no worries right?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
is this the best CC welcome bonus offer currently? haven't applied for a CC since 2019-2020, and looking to apply for 1-2 in the next couple weeks
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Citi is pretty inquiry sensitive.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Not sure about this card but Chase Business preferred ink gave me 5k when I have to spend 8k in 3 months to get the point but capital one venture x gave me $30k limit lol
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Dude if you read comments here alot of people with great credit and high income got 2k limit too, stop judging people so quick lol I didn't apply for this one thou
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
the points expire 90 days after even if you have a Citi Double Cash. Happened to me.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
20? Those are rookie numbers
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Your credit history is either much worse than you think, or you don't have much income coming in. It has nothing to do with having a mortgage considering my limit is $11k with them.
If you don't...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Citi is very inquiry sensitive.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Citi does not have a 5/24 rule. You're confusing them with Chase.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
They don’t.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
This is exactly what we did lol! 3 months of preschool for the kiddo paid ahead and then paid it off. Although we have been having some trouble trying to redeem the points on the app…..
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
When you pay the card in Citi’s app it shows your available balance increase immediately upon payment. 98% of the time transactions and payments post in the normal 1-3 days.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Takes them 10-14 days to send the card once you apply.
IMPOSSIBLE to get any customer service agent on the line. If you call their number, you'll get nowhere with their stupid AI.
I got my...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Amex will at least warn you if you don't qualify for the bonus, and before pulling credit.
Does Citi check and give a concrete qualified/not qualified determination? I would hate to charge the...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
I do that regularly with the Amex Delta cards. If I know I won’t be using the companion ticket of the Platinum level, I will downgrade. Typically less than 6months later they offer the same upgrade...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
I agree. My limit is $15k for this card. Homie has some bad credit.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
I'm not sure on that, sorry. It would be on your statement, but you'd have to apply and all that first.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Which card to downgrade to and avoid annual fee but it is nice to get the $100 hotel credit that makes up for it.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
They do it by design. They make it difficult to charge in one go by those with excellent scores.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Pay IRS estimated tax. If you pay taxes by credit card it costs you 2% but you get 1% back in points. Suppose you didn't have anything to spend anything on, it would only cost you $40 to get back...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
my income is $150k+ with little debt. Qualified for $2k credit limit. I called and got rejected for increase.
A pain because I cannot put an all inclusive vacation of $5k on the card.
First time...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
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Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
We have the same wife then…
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
It shouldn't matter how much debt you have if you already have other cards with high limits. Your total limit is more relevant -- if you have a bank account that shows your credit score, it will tell...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Got this card with the bonus offer a few months back. Spent the required amount and got the bonus a few days later. Strat wasn't for me so I called and switched it to the Costco (You need to have a...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
I was approved on1/17 and received my card on 1/27. Just hit the $4k in spending today so hoping the bonus points are available when my 1st statement posts on 2/18.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
No, you have to wait for it to come in the mail. I was approved on 2/3/25, shipped on 2/5/25, and should be delivered by 2/11/25.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Expired
Thread created 11-19-2024 by EfficientGame645
+37 Score
143 Replies
155,925 Views
Yes it is :(
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