Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
Did you downgrade to a no annual fee card? Any way to avoid the 1st yr fee?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
Blah... I got a 2k credit approval. I already have lined up 4k in expenses. Can't believe I have to split this up! Argh...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
probably too much churning and got put on blacklist
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
FICO around 836. Put in half a million annual income.
Got rejected. Don't have any existing Citi card. But this was my third application in last 6 year (min 2 year gap between each) and all three...
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
Transfer to Choice Hotel points at 2:1.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
Thanks.forgot about it.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
Why not just downgrade to no annual fee card?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
TSA pre-check reimbursement?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
$800 is letting them off easy. If you travel you can transfer to partners that can make the points worth $1200.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
Can we use points for statement credit? What are the different options we have to redeem points?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
I agree that Citi Strata does have lower limits than other cards. Anecdotally, I have $8K limit on Strata, $60K on CSP, $30K on BofA Preferred Rewards.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
Capone is better this way, payment gets posted immediately
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
They don’t expire if the downgrade is a thank you points card.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
no lounge access?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
Don't do it. Their customer service is an disaster. Finally called to cancel my card because it wasn't useful after the bonus. Took 3 calls to get the card canceled.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
Do they use primarily experian or need to open all 3 major credit bureau?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
Anyone know how long this offer has been active?
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
Got the same deal last summer. Love their 3% unlimited on Gas, Groceries, and restaurants. Pretty much the top 3 categories I use.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
As is their right as a credit issuer.
Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening
Thread created 11-19-2024 by EfficientGame645
+28 Score
91 Replies
75,147 Views
I have two mortgages and got $11K.
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