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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+171 Deal Score
786,881 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • No annual fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining
  • Earn 2x points on travel
  • Earn 1x points on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • No Foreign Transaction Fee
  • Trip Cancellation and Interruption Protection
  • Trip Delay Reimbursement
  • Auto Rental Collision Damage Waiver
  • Purchase Security
  • Cellular Telephone Protection
  • Concierge Service
  • Lyft credits
  • Earn up to 5x Bilt Points on U.S. Lyft rides when you link your Bilt account and pay with your Bilt card
  • Select 'Apply Now' to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 7, 2024 at 10:35 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • No annual fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining
  • Earn 2x points on travel
  • Earn 1x points on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • No Foreign Transaction Fee
  • Trip Cancellation and Interruption Protection
  • Trip Delay Reimbursement
  • Auto Rental Collision Damage Waiver
  • Purchase Security
  • Cellular Telephone Protection
  • Concierge Service
  • Lyft credits
  • Earn up to 5x Bilt Points on U.S. Lyft rides when you link your Bilt account and pay with your Bilt card
  • Select 'Apply Now' to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
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in Credit Cards (2) Bilt - Bank Advertiser
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Deal
Score
+171
786,881 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

887 Comments

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Jul 2004
L5: Journeyman
> bubble2 972 Posts
218 Reputation
fatcool
09-28-2024 at 03:50 PM.
09-28-2024 at 03:50 PM.
Get Amex card you get 1000 back paying 4 months rent using the card. that is more than 10% back
1
Reply
Joined Dec 2007
L6: Expert
> bubble2 1,374 Posts
606 Reputation
tolatun
09-28-2024 at 04:15 PM.
09-28-2024 at 04:15 PM.
Quote from fatcool :
Get Amex card you get 1000 back paying 4 months rent using the card. that is more than 10% back
Which card
Reply
Joined Sep 2013
L2: Beginner
> bubble2 37 Posts
10 Reputation
pmvino
09-28-2024 at 08:48 PM.
09-28-2024 at 08:48 PM.
Point redemption by statement of credit or towards next month rent is only 55c for 100 points. Which is not even 1% cash back. travel redemption may upto 125c for 100 points. If you are not a frequent traveler then this card may not help save more apart from rent points. so I think that is the reason they enforce to use atlesast 5 times a month.
Reply
Joined Oct 2018
New User
> bubble2 8 Posts
14 Reputation
ShrewdRose7122
09-28-2024 at 10:12 PM.
09-28-2024 at 10:12 PM.
Instantly regretting getting this card, didn't read to the very end of the comments and via browsing 30 or so pages didn't see much regarding Plaid. My rent portal uses plaid and only recognizes my actual cash accounts and not this one. No way to manually enter ACH information since the management changed last year. Will call the office on Monday, but has anyone else been in a similar situation and found a workaround? Otherwise guess I'll be taking the credit score hit.
Reply
Joined Sep 2014
L6: Expert
> bubble2 1,627 Posts
716 Reputation
IK47
10-01-2024 at 09:21 AM.
10-01-2024 at 09:21 AM.
Does anyone know the today's free Hilton Gold promotion extend the current gold status I have somehow from card I may cancel before it expires?
Reply
Joined Dec 2013
L1: Learner
> bubble2 19 Posts
18 Reputation
imountjoy
10-03-2024 at 03:11 PM.
10-03-2024 at 03:11 PM.
Quote from ShrewdRose7122 :
Instantly regretting getting this card, didn't read to the very end of the comments and via browsing 30 or so pages didn't see much regarding Plaid. My rent portal uses plaid and only recognizes my actual cash accounts and not this one. No way to manually enter ACH information since the management changed last year. Will call the office on Monday, but has anyone else been in a similar situation and found a workaround? Otherwise guess I'll be taking the credit score hit.

In California it's illegal for them to require electronic payment. They need to be able to accept a mailed check as well
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,232 Posts
4,310 Reputation
Knightshade
10-03-2024 at 03:20 PM.
10-03-2024 at 03:20 PM.
Quote from ShrewdRose7122 :
Instantly regretting getting this card, didn't read to the very end of the comments and via browsing 30 or so pages didn't see much regarding Plaid. My rent portal uses plaid and only recognizes my actual cash accounts and not this one. No way to manually enter ACH information since the management changed last year. Will call the office on Monday, but has anyone else been in a similar situation and found a workaround? Otherwise guess I'll be taking the credit score hit.
Contact Bilt support.

I pay rent through Zillows portal, which Bilts payment account does not work with-- they've been manually crediting the points each month for 1.5 years now- I just have to email them a screen shot of the payment each month and they credit the points within a day or two.



Quote from fatcool :
Get Amex card you get 1000 back paying 4 months rent using the card. that is more than 10% back
What amex card lets you pay rent without significant fees and gives you $250/mo in rewards every month?



Quote from pmvino :
Point redemption by statement of credit or towards next month rent is only 55c for 100 points. Which is not even 1% cash back. travel redemption may upto 125c for 100 points. If you are not a frequent traveler then this card may not help save more apart from rent points. so I think that is the reason they enforce to use atlesast 5 times a month.

Yeah the max value here will be folks who travel and use the points to transfer to airlines
Reply

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Joined Nov 2014
L3: Novice
> bubble2 267 Posts
14 Reputation
kurtphyre
10-29-2024 at 06:25 PM.
10-29-2024 at 06:25 PM.
Does anyone know for certain if Bilt allows one to use the card for both a monthly rental home payment and a separate mortgage payment each month?

Also, must the card be paid off via a Well Fargo Bank account, or will any bank account work?

Thanks.
1
Reply
Joined Nov 2012
L2: Beginner
> bubble2 89 Posts
34 Reputation
sdnice
10-30-2024 at 06:08 AM.
10-30-2024 at 06:08 AM.
Quote from ShrewdRose7122 :
Instantly regretting getting this card, didn't read to the very end of the comments and via browsing 30 or so pages didn't see much regarding Plaid. My rent portal uses plaid and only recognizes my actual cash accounts and not this one. No way to manually enter ACH information since the management changed last year. Will call the office on Monday, but has anyone else been in a similar situation and found a workaround? Otherwise guess I'll be taking the credit score hit.

Don't remember if it was Plaid but my Rental company's rent page had something similar. After entering the wrong info three times it showed a page where the Bilt ACH information could be entered manually.
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 6,624 Posts
1,037 Reputation
Troublestylist
10-30-2024 at 01:51 PM.
10-30-2024 at 01:51 PM.
Quote from erol :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.

Not true. They'll mail a check.
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 6,624 Posts
1,037 Reputation
Troublestylist
10-30-2024 at 01:54 PM.
10-30-2024 at 01:54 PM.
Quote from Knightshade :
Contact Bilt support.

I pay rent through Zillows portal, which Bilts payment account does not work with-- they've been manually crediting the points each month for 1.5 years now- I just have to email them a screen shot of the payment each month and they credit the points within a day or two.





What amex card lets you pay rent without significant fees and gives you $250/mo in rewards every month?






Yeah the max value here will be folks who travel and use the points to transfer to airlines

He's talking about a sign up bonus and ignoring cash advance fees 🤦🏻
Reply
Joined Oct 2021
L3: Novice
> bubble2 166 Posts
10 Reputation
FantasticStag377
10-31-2024 at 07:29 AM.
10-31-2024 at 07:29 AM.
Signed up and payed rent same day using routing and bank number they provide. This is awesome! Love this!
Reply
Joined May 2007
L4: Apprentice
> bubble2 473 Posts
228 Reputation
tennisplyr
10-31-2024 at 09:38 PM.
10-31-2024 at 09:38 PM.
Quote from jrlcopy :
Not true at all.
You get a routing number and an account number and can either mail a check to your rental company, or provide the rounting/account number like a check to your online bill pay system.

I got a bilt card in April, so feel free to ask me any questions, def worth it for all the free points, and I got a bunch of referrals, so got a bonus 50k points too.

I just won't carry a balance on it.

Can I use it on Apartments.com and do I get charged a fee?
Reply
Joined Mar 2005
Crazy Hip Guy
> bubble2 1,503 Posts
532 Reputation
jrlcopy
11-01-2024 at 06:51 AM.
11-01-2024 at 06:51 AM.
Quote from tennisplyr :
Can I use it on Apartments.com and do I get charged a fee?
You can use it anywhere you can enter a checking account routing and account number.
Reply

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Joined Feb 2016
L2: Beginner
> bubble2 54 Posts
27 Reputation
I-know-IT
11-05-2024 at 10:56 AM.
11-05-2024 at 10:56 AM.
Quote from Tarantado :
Can this be used to pay for mortgages?
yes, i have it setup for a month now... to test
Reply
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