Bank of America is offering a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening with their Bank of America® Customized Cash Reward credit card. No Annual fee.
Card Details:
New offer! Earn 6% cash back for the first year in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. You'll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you'll earn 3% cash back on purchases in your choice category.
Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
With the Bank of America Preferred Rewards® program, members can earn 25%-75% more cash back on every purchase. That means the 3% choice category could go up to 3.75%-5.25%. The Preferred Rewards bonus is not applied to the 3% first-year bonus.
No annual fee and cash rewards don't expire as long as your account remains open.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that's currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Slickdeals may be compensated by Bank of America.
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259 Comments
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BofA closes your account for two years inactivity. This should be ok
A downgrade card will not qualify the new account bonus
Is any free annual fee card better than the $200 bonus?
Three down sides: 1) limit up to purchase value of $2,500 per quarter. 2) Dispute of of purchase is not friendly as would be compared to Chase CC. 3) You can change category once a month.
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inflection is fixed if you just make more money
If you want the the full 75 percentage bonus u must maintain 100k across checking, savings and investment accounts with boa and merril edge
For me it was 3% foreign transaction fee, negating the cash back, but now it is just a notice of foreign transaction without a fee. So 3% cash back on online shopping (excludes education, medical bills, and some gym payments through online portals).
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I love this card but I had the same issue. Well they were the one that alerted me to suspicious transactions, I made the claims and they initially credited me, but then reversed the credit and stated that they did not find fraudulent activities after their "investigation". I had to send Google maps location data to show them I was nowhere near Los Angeles where the charges occurred. Literally faxed them printouts. Fortunately they reversed their decison. I've never had to do that with any other cards. It's usually no questions asked.