Citi® is offering the following:
Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening with the
Citi Double Cash® Card.
Special Travel Offer: Earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
Card Details:
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Rates & Fees
Read our review on the
Citi Double Cash® Card
Slickdeals may be compensated by Citi
156 Comments
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You can just pay your balance once charge is cleared. Why you need to wait till end of statement period
Here's my two cents: The cash back is fine but has an annoying month delay and other cards like Fidelity or Wells Fargo now give you cash back right away with no BS. Bonus partners can be decent around the holidays (spend 100 get 10 back at Best Buy or whatever). They have removed all of the useful fringe benefits it used to have (car rental damage waiver, price protection etc.). I don't mind outsourced customer service.. but this is so bad I feel like I'm answering a spam caller. Nobody knows what's going on, there's a strange static on the phone line, and I honestly have trouble understanding what they're saying. I don't trust them if I run into fraud at all. It's a Mastercard so I can't use it at Costco.
It's fine, not the worst card you can get, but honestly I think there are now better options (Fidelity which has no foreign transaction fee or Wells Fargo which has some useful benefits like car/phone coverage, good special offers like 10 off 50 gas, and is a Visa you can use at Costco. Both don't make you wait an extra month for the last one percent). Slickdeals is gonna do their thing they've been doing recently though and keep pushing those credit card referrals.
Citi, if you end up reading this: I hope you regret that three dollars you saved on me in 2015.
Speak for yourself. Have had this card for almost 2 years now and not a single issue.
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The service isn't great and dispute resolution felt like a crapshoot but the 2 fraud charges for me on these cards (have 2) did get reversed in the end. They kept saying don't worry but I was worried with the way they handled it nonchalantly.
My biggest complaints over 10 years:
- Perks have been reduced: price protection, travel insurance. I have made claims with other cards (BofA, AMEX, Citi) and they have all paid out. However Citibank removed these perks.
- Still charge a FTF of 3%. This card stays at home when I travel overseas.
I have 3 Citi credit cards.
I got the Rewards+ to get 10% back on points redemption so that Double Cash 2% is now 2.2% and the Custom Cash 5% is 5.5%
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Of course, you can play the VISA/MasterCard gift card game but you are stll limited to 5% on $500 per statement period only.