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Citi Double Cash® Card: Earn $200 Cash Back After You Spend $1,500 In First 6 Months of Account Opening

+52 Deal Score
151,259 Views
Citi® is offering the following: Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening with the Citi Double Cash® Card.

Special Travel Offer: Earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal.

Card Details:
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).


Rates & Fees

Read our review on the Citi Double Cash® Card

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Deal
Score
+52
151,259 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

198 Comments

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Joined Feb 2004
Just Another Whorder
> bubble2 590 Posts
notonline
03-10-2024 at 08:35 AM.
03-10-2024 at 08:35 AM.
Quote from nyc10036 :
Because car repairs , medical bills, insurance bills are not categories that get 5%

Of course, you can play the VISA/MasterCard gift card game but you are stll limited to 5% on $500 per statement period only.
This is what I need to get clear in my head - the categories and exclusions. I have a Amazon card for that and was hoping to cover the other meaningful expenses with the 5% custom cash by just feeding one category.
Reply
Joined Feb 2021
L6: Expert
> bubble2 1,743 Posts
296 Reputation
nyc10036
03-10-2024 at 08:49 AM.
03-10-2024 at 08:49 AM.
Quote from notonline :
This is what I need to get clear in my head - the categories and exclusions. I have a Amazon card for that and was hoping to cover the other meaningful expenses with the 5% custom cash by just feeding one category.
You have an Amazon card for what? 2%? It isn't a 2% card.​
Reply
Joined Feb 2004
Just Another Whorder
> bubble2 590 Posts
notonline
03-10-2024 at 11:00 AM.
03-10-2024 at 11:00 AM.
Quote from nyc10036 :
You have an Amazon card for what? 2%? It isn't a 2% card.​
5% on Amazon - I buy a ot there.
2
Reply
Joined Feb 2021
L6: Expert
> bubble2 1,743 Posts
296 Reputation
nyc10036
03-10-2024 at 01:35 PM.
03-10-2024 at 01:35 PM.
Quote from notonline :
5% on Amazon - I buy a ot there.
I try to avoid giving Amazon my business.
1
2
Reply
Joined Nov 2022
L6: Expert
> bubble2 1,618 Posts
217 Reputation
_lukas
03-10-2024 at 02:24 PM.
03-10-2024 at 02:24 PM.
Citi custom cash 5% up to $500 every billing cycle. Not every category but PayPal MasterCard is 2% on every purchase
Reply
Joined Jul 2015
L2: Beginner
> bubble2 36 Posts
26 Reputation
DavidE9639
03-10-2024 at 09:40 PM.
03-10-2024 at 09:40 PM.
This is my go-to daily card. If you pay off your card every month, you get 2% back - 1% on spend, 1% when you pay it off. It doesn't have all the bells and whistles of some other cards, but I don't need them.
Reply
Joined Jun 2015
L2: Beginner
> bubble2 30 Posts
10 Reputation
40flier
03-14-2024 at 01:02 PM.
03-14-2024 at 01:02 PM.
This is Come on, denied because I have too many inquires on credit score, lol. Citi did 2 on this app, I protested, only i other in past year. Don't waste your time.
Reply

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Joined May 2014
L4: Apprentice
> bubble2 418 Posts
34 Reputation
oSnapMillerTime
03-15-2024 at 06:41 PM.
03-15-2024 at 06:41 PM.
Good card for CASH BACK only. You cant transfer or combine points for Travel. Website is kinda plain.
Reply
Joined May 2014
L4: Apprentice
> bubble2 418 Posts
34 Reputation
oSnapMillerTime
03-15-2024 at 06:43 PM.
03-15-2024 at 06:43 PM.
Quote from 40flier :
This is Come on, denied because I have too many inquires on credit score, lol. Citi did 2 on this app, I protested, only i other in past year. Don't waste your time.
Do you have dept store cards? They tend to deny people with dept store cards. I have a shish load of inquiries on my record.
Reply
Joined May 2014
L4: Apprentice
> bubble2 418 Posts
34 Reputation
oSnapMillerTime
03-15-2024 at 06:47 PM.
03-15-2024 at 06:47 PM.
Quote from notonline :
Okay, I know this is a sponsored link but am totally missing why all the love. I just received the Citi custom cash card yesterday which has the same bonus but gives 5% on the category I spend the most. How is this one better?
This is a CATCH ALL card. You use your 5x or 3x point cards and everything else goes on this for 2x. Its only best for CASH back. You cant transfer for travel.
Reply
Joined Feb 2021
L6: Expert
> bubble2 1,743 Posts
296 Reputation
nyc10036
03-15-2024 at 07:20 PM.
03-15-2024 at 07:20 PM.
Quote from notonline :
Okay, I know this is a sponsored link but am totally missing why all the love. I just received the Citi custom cash card yesterday which has the same bonus but gives 5% on the category I spend the most. How is this one better?
Citi Custom Cash is limited to 5% on up to $500 per statement.
I hope you realize that.
Reply
Joined Sep 2005
L3: Novice
> bubble2 101 Posts
20 Reputation
augustwest
04-03-2024 at 08:31 AM.
04-03-2024 at 08:31 AM.
We just canceled this card after having it for 10 years. We had 6-8 fraudulent purchase every year and it's such a pain to get a new card and then switch all the automatic payments to the new card. None of our other cards have had this much fraud.

We have a credit score of 830 and no need for additional credit so not worried about the credit score hit.
Reply
Joined Feb 2021
L3: Novice
> bubble2 182 Posts
38 Reputation
EagerLanguage6193
04-04-2024 at 03:59 AM.
04-04-2024 at 03:59 AM.
I love this credit card. Just received a $2,650 statement credit by redeeming points.
1
Reply
Joined Jun 2006
L4: Apprentice
> bubble2 830 Posts
116 Reputation
theboogeyman
04-05-2024 at 07:38 AM.
04-05-2024 at 07:38 AM.
Does anyone know which credit bureau I need to unfreeze to apply for this credit card?
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Joined Jul 2023
L2: Beginner
> bubble2 36 Posts
26 Reputation
OrangePickle8757
04-05-2024 at 01:27 PM.
04-05-2024 at 01:27 PM.
I got this credit card. Unless you get this for the citi credit card ecosystem, it' much worse than other 2% such as paypal. Half of your points are lock up until you pay it off. You dont receive those points until the following month. You cant transfer points unless you get the citi annual fee travel card.
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