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Citi Double Cash® Card: Earn $200 Cash Back After You Spend $1,500 In First 6 Months of Account Opening

+39 Deal Score
108,647 Views
Citi® is offering the following: Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening with the Citi Double Cash® Card.

Special Travel Offer: Earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.

Card Details:
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).


Rates & Fees

Read our review on the Citi Double Cash® Card

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Deal
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+39
108,647 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

154 Comments

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Joined Jul 2019
L6: Expert
> bubble2 1,288 Posts
22 Reputation
ditto33
10-16-2024 at 06:11 AM.
10-16-2024 at 06:11 AM.
Is the 5% cash back on travel include buying airfare tickets?
Reply
Joined Nov 2019
VIP Member
> bubble2 13,965 Posts
708 Reputation
Lilyly
10-16-2024 at 06:14 AM.
10-16-2024 at 06:14 AM.
Quote from nocreativename :
Credit cards are for very responsible people.

I have both this and Wells Fargo Active Cash but the Wells Fargo gives cellphone protection and it's 2% back as well.

You can't get higher than 2% on all purchases, I checked.
i got that wells fargo cash card and thought i would get 2% on everything based on slickdeals thread. i spent thousands of ddollars with it and it turned out i only got 1%. so i stopped using it
Reply
Joined Jul 2016
New User
> bubble2 5 Posts
10 Reputation
prasant1082
10-16-2024 at 12:14 PM.
10-16-2024 at 12:14 PM.
They never give the $200 bonus even if u meet all criteria, avoid applying this
1
Reply
Joined Jul 2019
L3: Novice
> bubble2 184 Posts
26 Reputation
CleverWeather6968
10-17-2024 at 07:20 AM.
10-17-2024 at 07:20 AM.
I will pass , this one is mastercard and Costco locks you in with visa & doesn't accept mc
Reply
Joined Oct 2006
L4: Apprentice
> bubble2 385 Posts
149 Reputation
vforvendetta
10-20-2024 at 01:32 PM.
10-20-2024 at 01:32 PM.
Quote from CleverWeather6968 :
I will pass , this one is mastercard and Costco locks you in with visa & doesn't accept mc
This is by far my most-used card but sure, you can't use it at Costco. Is Costco literally the only place you shop?
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Joined Jul 2017
L4: Apprentice
> bubble2 445 Posts
614 Reputation
Pro
Ejsdad12
10-21-2024 at 08:24 AM.
10-21-2024 at 08:24 AM.
Quote from _lukas :
Eh not great at all. I think it's chase that has a card that offers $200 back after $500 spend. A good all rounder for 2% back is the PayPal MasterCard (they were the very first to offer 2% on all purchases years ago)

Sadly it changed to 1.5%. This gives me 2% and won't change.
Reply
Joined Nov 2022
L6: Expert
> bubble2 1,454 Posts
205 Reputation
_lukas
10-21-2024 at 08:40 AM.
10-21-2024 at 08:40 AM.
Quote from Ejsdad12 :
Sadly it changed to 1.5%. This gives me 2% and won't change.

Can confirm. PayPal farked up by going back on their word. I only use it now for online purchases that checkout wth PayPal now to get the 3%
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Joined Nov 2011
L2: Beginner
> bubble2 90 Posts
10 Reputation
surefire2007
11-05-2024 at 04:18 PM.
11-05-2024 at 04:18 PM.
Quote from Caffeineman :
I couldn't get my virtual card number to work.

The annoying thing about the card is Walmart will try to steal your points when checking out. They don't give you a penny a point and ask you to use your points every swipe.

Citi had my back on a Dell purchase. Mastercard blocked the transaction then had me buy it again and unlocked the card for the purchase. I ended up with two things. Dell took a very long time to issue the RMA, but Citibank went ahead and gave me a credit equaling the purchase until the items were returned.
Yes, I agree Walmart, offers 0.5 Cent, but how do the Walmart can find out how many points I have? Actually I am not smart enough to understand this purchase points game.
Reply
Last edited by surefire2007 November 5, 2024 at 04:20 PM.
Joined Nov 2008
MITPS
> bubble2 8,525 Posts
hungrytiger
11-07-2024 at 02:10 AM.
11-07-2024 at 02:10 AM.
Had an interesting issue with this card on a chargeback. Toyota Dealer never shipped the product and produced a written document for a refund for the full amount. Never got it so I did a charge back. After numerous appeals this card company settled with them for 40% of the value of the charge back.

Evidently this may be legal!

Making adjustments after that episode on how and where I buy stuff!
Reply
Joined May 2022
L6: Expert
> bubble2 1,411 Posts
78 Reputation
1453191819231991
11-08-2024 at 01:10 AM.
11-08-2024 at 01:10 AM.
Does it have 18 months 0% APR? (not balance transfer but for spend)
Reply
Joined Jul 2016
New User
> bubble2 5 Posts
10 Reputation
prasant1082
11-08-2024 at 01:05 PM.
11-08-2024 at 01:05 PM.
Never fall trap for this citi card . Then never give you the $200 thank you point. Followed up for 3 months and Finally i had to close my card . Citi is worst on customer service and promotional commitments . Its a big no no card .
1
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Joined Jul 2017
L4: Apprentice
> bubble2 445 Posts
614 Reputation
Pro
Ejsdad12
11-10-2024 at 06:43 PM.
11-10-2024 at 06:43 PM.
Not sure why people are saying you never get the bonus. I got the bonus in the first month 10/24 of having this card. You just have to wait until the next statement. It's a credit card company that promises a bonus after a certain $ is spent. Of course you get the bonus.

Also, a great card for 2% cashback.
Reply
Joined Jul 2011
L5: Journeyman
> bubble2 814 Posts
136 Reputation
HipnotiK
11-10-2024 at 10:15 PM.
11-10-2024 at 10:15 PM.
Quote from slicksdeal :
Maybe a trick so that you can't get the bonus. You will have to fully max out your limit for 3 months if that's even possible.

Can't you just pay it off more than once? do people only pay their card once a month?
Reply
Joined Feb 2020
L2: Beginner
> bubble2 73 Posts
10 Reputation
SlickShow237
11-18-2024 at 09:25 AM.
11-18-2024 at 09:25 AM.
Thank you
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Joined Mar 2022
L4: Apprentice
> bubble2 321 Posts
23 Reputation
BenChJr27
12-17-2024 at 12:04 AM.
12-17-2024 at 12:04 AM.
Is there a 3% cash back credit card on everything?
Reply
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