Citi® is offering the following:
Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening with the
Citi Double Cash® Card.
Special Travel Offer: Earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
Card Details:
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Rates & Fees
Read our review on the
Citi Double Cash® Card
Slickdeals may be compensated by Citi
154 Comments
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I have both this and Wells Fargo Active Cash but the Wells Fargo gives cellphone protection and it's 2% back as well.
You can't get higher than 2% on all purchases, I checked.
Sadly it changed to 1.5%. This gives me 2% and won't change.
Can confirm. PayPal farked up by going back on their word. I only use it now for online purchases that checkout wth PayPal now to get the 3%
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The annoying thing about the card is Walmart will try to steal your points when checking out. They don't give you a penny a point and ask you to use your points every swipe.
Citi had my back on a Dell purchase. Mastercard blocked the transaction then had me buy it again and unlocked the card for the purchase. I ended up with two things. Dell took a very long time to issue the RMA, but Citibank went ahead and gave me a credit equaling the purchase until the items were returned.
Evidently this may be legal!
Making adjustments after that episode on how and where I buy stuff!
Also, a great card for 2% cashback.
Can't you just pay it off more than once? do people only pay their card once a month?
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