Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Popular Advertiser Disclosure

Citi Double Cash® Card: Earn $200 Cash Back After You Spend $1,500 In First 6 Months of Account Opening

+52 Deal Score
151,228 Views
Citi® is offering the following: Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening with the Citi Double Cash® Card.

Special Travel Offer: Earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal.

Card Details:
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).


Rates & Fees

Read our review on the Citi Double Cash® Card

Slickdeals may be compensated by Citi
Add Comment
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+52
151,228 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

198 Comments

Your comment cannot be blank.

Sign up for a Slickdeals account to remove this ad.

Joined Nov 2010
Alternative Fact
> bubble2 6,835 Posts
5,334 Reputation
MusicShark
12-16-2024 at 11:18 PM.
12-16-2024 at 11:18 PM.
Not bad.
Reply
Joined Sep 2021
L3: Novice
> bubble2 116 Posts
18 Reputation
Anar_Agha
12-19-2024 at 06:52 PM.
12-19-2024 at 06:52 PM.
I received a letter from them, they gave $200 after spending $750
Reply
Joined Dec 2019
L5: Journeyman
> bubble2 544 Posts
111 Reputation
Dave_B
01-09-2025 at 03:27 AM.
01-09-2025 at 03:27 AM.
Quote from BenChJr27 :
Is there a 3% cash back credit card on everything?

US Alliance offered that for a few years, but more recently that dropped to 2% everywhere cash back.

I'm not aware of any card offering 3% cash back on everything anymore.

You can get a bit above 2% cash, but only if you park substantial cash/investments in Bank of America accounts. More info about rewards cards here:

https://www.doctorofcredit.com/be...mto66HWkYU
Reply
Joined Dec 2019
L5: Journeyman
> bubble2 544 Posts
111 Reputation
Dave_B
01-09-2025 at 03:30 AM.
01-09-2025 at 03:30 AM.
Quote from HipnotiK :
Can't you just pay it off more than once? do people only pay their card once a month?

Yes, you can do this. Yes, most people usually pay their card only once per month. If you pay your statement balance every month, you pay no interest. Outside of special circumstances (like trying to earn a bonus with a $500 credit limit, or to get a temporary credit score boost), there's rarely a reason to pay more than your statement balance once per month.
Reply
Last edited by Dave_B January 9, 2025 at 03:32 AM.
Joined Dec 2008
L5: Journeyman
> bubble2 834 Posts
231 Reputation
p00hdiddy
01-09-2025 at 10:46 AM.
01-09-2025 at 10:46 AM.
Quote from prasant1082 :
Never fall trap for this citi card . Then never give you the $200 thank you point. Followed up for 3 months and Finally i had to close my card . Citi is worst on customer service and promotional commitments . Its a big no no card .
I've churned through probably 2 dozen citi cards over the past decade, business and personal, and never even had a delay in getting rewards. NEVER.

I'm as much a fan of Citi as I am of any major bank, in that I find all of them to be scummy as fark, but there has never been an issue with any CC rewards, points, miles or cash...
1
Reply
Joined Nov 2013
L5: Journeyman
> bubble2 654 Posts
320 Reputation
nocreativename
01-09-2025 at 05:00 PM.
01-09-2025 at 05:00 PM.
The Wells Fargo Active Cash Card is also 2% back on everything, and gives you smartphone insurance if you pay your bill with it. (This one doesn't)
1
Reply
Joined Jun 2018
L2: Beginner
> bubble2 43 Posts
SevenT6Vet
01-09-2025 at 05:40 PM.
01-09-2025 at 05:40 PM.
Quote from Fragster :
Eh.

Wells Fargo cash card offer is still active. I've had it for over a year now (off the deal posted here a while back). It's $200 cashback with ONLY $500 of spending limit.

Also, its 2% instant cashbank for EVERY purchase. I use it for bigger purchases, then pay it off before the 1st bill and then enjoy the cashback to buy other stuff.
https://creditcards.wellsfargo.co...dor_code=G [wellsfargo.com]
Thank you for this! We previously had a citi card (and hated it). This thread made us reconsider with the new citi perks, but the wells fargo offer is 10x better, and I can only imagine the service is better as well.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Apr 2022
L2: Beginner
> bubble2 32 Posts
10 Reputation
FabulousHamster7264
02-04-2025 at 01:26 PM.
02-04-2025 at 01:26 PM.
I'm sure this is a good card but opening a new credit line for a couple hundred dollars seems like a waste of time.
1
Reply
Joined Feb 2010
L5: Journeyman
> bubble2 841 Posts
169 Reputation
amc1870
02-04-2025 at 10:53 PM.
02-04-2025 at 10:53 PM.
Quote from Lilyly :
i got that wells fargo cash card and thought i would get 2% on everything based on slickdeals thread. i spent thousands of ddollars with it and it turned out i only got 1%. so i stopped using it
What categories were you getting? Their website still claims 2% on basically everything everything other than cash-equivalencies... which I've been getting 2% on gift cards even though I shouldn't be.

Quote from BenChJr27 :
Is there a 3% cash back credit card on everything?
I've been eyeballing a 3% back on all PayPal purchases via the PayPal credit card. Not quite everything, but it could be pretty significant if your arranged your purchases appropriately.
Reply
Joined Nov 2008
This space for rent!
> bubble2 471 Posts
207 Reputation
ssummer
02-05-2025 at 04:23 AM.
02-05-2025 at 04:23 AM.
FYI for those wanting to get this card for the virtual account numbers:

I used a virtual number on a slightly sketchy site (I set a very low limit and 1mo expiration) and ended ip with a fraudulent charge. No big deal right? I reported it to Citi fraud dept and they canceled the original card (despite my objections, it was their "policy") including all virtual numbers tied to it! I was left without a card for over a week until the new card arrived. It really was inconvenient because I had a lot of autopay bills on that card. IMO it defeats the whole point of virtual cards.
Reply
Joined Nov 2014
L6: Expert
> bubble2 1,521 Posts
411 Reputation
CleatusT
02-05-2025 at 04:54 AM.
02-05-2025 at 04:54 AM.
Quote from slicksdeal :
Is that the only benefit of the card, no travel protections or extended warranty? Also has 3% foreign transaction fee.

Does it include the virtual card numbers Citi feature?
They removed travel protection, price protection, and extended warranty around 4 years ago. It does have virtual numbers.

Source : I've had the card for years and don't use it much since they removed those features.
Reply
Joined Nov 2013
L6: Expert
> bubble2 1,444 Posts
90 Reputation
Fant
02-05-2025 at 05:08 AM.
02-05-2025 at 05:08 AM.
I use this card predominantly on n everything where I don't have an advantage or need a different card. The no limit on rewards really adds up after a year compared to other cards which have a higher percentage but limit how much it applies per month. Paypal may be good but you need to check how many of your monthly charges yours be able to use PayPal for.
Reply
Joined Nov 2019
VIP Member
> bubble2 14,479 Posts
720 Reputation
Lilyly
02-05-2025 at 08:42 PM.
02-05-2025 at 08:42 PM.
Quote from amc1870 :
What categories were you getting? Their website still claims 2% on basically everything everything other than cash-equivalencies... which I've been getting 2% on gift cards even though I shouldn't be.



I've been eyeballing a 3% back on all PayPal purchases via the PayPal credit card. Not quite everything, but it could be pretty significant if your arranged your purchases appropriately.
i followed 1 of the well fargo 2% topics. got the card. spent like crazy in hope for that 2% but everything was only 1%. not sure about the category. but i did follow and select whatever they recommended in that topic. do i have to pick the right category every quarter or something?
Reply
Joined Feb 2010
L5: Journeyman
> bubble2 841 Posts
169 Reputation
amc1870
02-05-2025 at 09:10 PM.
02-05-2025 at 09:10 PM.
Quote from Lilyly :
i followed 1 of the well fargo 2% topics. got the card. spent like crazy in hope for that 2% but everything was only 1%. not sure about the category. but i did follow and select whatever they recommended in that topic. do i have to pick the right category every quarter or something?
The Wells Fargo Active Cash card (https://creditcards.wellsfargo.co...dit-card/) has no categories-- "Earn unlimited 2% cash rewards on purchases
with no categories to track or quarterly activations". It does specifically exclude things like money orders, gift cards, and casino charges, but I've gotten 2% on everything, including gift cards.

Just taking a random guess, but maybe you ended up with the Autograph or Attune which has categories and 1% on everything else?
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Feb 2017
L4: Apprentice
> bubble2 371 Posts
45 Reputation
herenamaste
02-06-2025 at 09:15 PM.
02-06-2025 at 09:15 PM.
i prefer the 2% fidelity card. 2% back on all transactions as long as you have a Spaxx/brokerage account with fidelity. no foreign trans fee, 150 cashback SUB. among other perks.
Reply
Page 11 of 14
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.