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Amex Offer - $250 for opening a checking account by 4/15/2025 and get two separate direct deposits of $1,000 or more within 90 days

+20 Deal Score
13,208 Views
https://www.americanexpress.com/e...JEEALw_wcB

Was logging onto Amex app to pay for my bill and saw this offer come up. Not sure if its targeted or all Amex accounts. Trying it out just to get the $250 lol. Hope somebody finds this as useful as I did.

Earn $250 after you open a new American Express® Rewards Checking account by 04/15/2025 and receive two separate Qualifying Direct Deposits of $1,000 or more within 90 days of account opening.
Details are as follows :

High Interest
Earn a 1.00% APY2 —10X higher than the national rate

Debit Card Rewards
Earn Membership Rewards® points on eligible Debit Card purchases

No Monthly Fees
No fee to open, no minimum deposit, and no monthly fees

Backed by Amex
24/7 world-class customer service and fraud monitoring.
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Jun 2005
L6: Expert
> bubble2 1,618 Posts
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Pro
mtnagel
Yesterday at 04:58 AM.
Yesterday at 04:58 AM.
Only for people that have never had one before:

Quote :
You are not eligible for the Welcome Bonus if you have an existing or previously have had a Rewards Checking Account.
1
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Joined Sep 2021
L6: Expert
> bubble2 1,252 Posts
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Wyvern1
Yesterday at 07:24 AM.
Yesterday at 07:24 AM.
does schwab work for this as dd?
1
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Joined May 2008
L5: Journeyman
> bubble2 547 Posts
421 Reputation
nicktoday8
Yesterday at 07:33 AM.

Our community has rated this post as helpful. If you agree, why not thank nicktoday8

Yesterday at 07:33 AM.
Unfortunately you must sign up for direct deposit. Transfers from another bank don't count.
3
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Last edited by nicktoday8 March 22, 2025 at 07:53 AM.
Joined Mar 2022
L2: Beginner
> bubble2 85 Posts
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CoolHerring345
Yesterday at 08:22 AM.
Yesterday at 08:22 AM.
Quote from nicktoday8 :
Unfortunately you must sign up for direct deposit. Transfers from another bank don't count.

Very depend, i have done this promotion buy transfer from Fidelity and Wise, if you interested, look for more promotional like this in doctorofcredit
1
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Joined Dec 2003
L5: Journeyman
> bubble2 969 Posts
94 Reputation
digitalwei
Yesterday at 08:50 AM.
Yesterday at 08:50 AM.
*We are currently accepting applications from Card Members with a U.S. Basic Consumer Card issued by American Express National Bank with at least 35 days tenure.

Darn, thanks for the heads up tho.
Reply
Joined May 2012
L3: Novice
> bubble2 272 Posts
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Wal_Target
Yesterday at 09:38 AM.
Yesterday at 09:38 AM.
I've been an Amex Savings customer for many years now and have had zero problems with it.

Just logged into my Amex account, applied and was accepted for the checking account. Thank you!
Reply
Joined Nov 2010
L8: Grand Teacher
> bubble2 3,419 Posts
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aznboicn
Yesterday at 09:43 AM.
Yesterday at 09:43 AM.
Quote from Wal_Target :
I've been an Amex Savings customer for many years now and have had zero problems with it.

Just logged into my Amex account, applied and was accepted for the checking account. Thank you!
Is the APY 1% for you also?
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Joined Aug 2010
L3: Novice
> bubble2 194 Posts
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emanon666
Yesterday at 09:47 AM.
Yesterday at 09:47 AM.
Worked for me - thanks!
Reply
Joined Oct 2008
L7: Teacher
> bubble2 2,169 Posts
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flightxxx
Yesterday at 09:49 AM.
Yesterday at 09:49 AM.
After taxes not much of an incentive, would do it if it was atleast $500+
4
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Joined Jan 2009
L9: Master
> bubble2 4,936 Posts
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bigballs
Yesterday at 09:54 AM.
Yesterday at 09:54 AM.
Quote from CoolHerring345 :
Very depend, i have done this promotion buy transfer from Fidelity and Wise, if you interested, look for more promotional like this in doctorofcredit
Do you mean just transfer funds from Fidelity brokerage account?
Reply
Joined Apr 2007
L7: Teacher
> bubble2 2,710 Posts
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barcode
Yesterday at 10:14 AM.
Yesterday at 10:14 AM.
I did this the last time it was available. Received the bonus with no issues.
Reply
Joined Mar 2022
L2: Beginner
> bubble2 85 Posts
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CoolHerring345
Yesterday at 10:34 AM.
Yesterday at 10:34 AM.
Quote from bigballs :
Do you mean just transfer funds from Fidelity brokerage account?

Yes https://imgur.com/a/WRNOz6r , my datapoint might be old, update those newer highly recommended
Reply
Last edited by CoolHerring345 March 22, 2025 at 10:42 AM.
Joined Jan 2009
L9: Master
> bubble2 4,936 Posts
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bigballs
Yesterday at 10:40 AM.
Yesterday at 10:40 AM.
Quote from CoolHerring345 :
Yes https://imgur.com/a/WRNOz6r
Great! I will do the same.
Reply
Joined Nov 2006
L5: Journeyman
> bubble2 667 Posts
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PortlandME
Yesterday at 10:46 AM.

Our community has rated this post as helpful. If you agree, why not thank PortlandME

Yesterday at 10:46 AM.
According to the terms:
" A Qualifying Direct Deposit is a single ACH transfer of $1,000 or more from an employer or the government for a paycheck, pension, government benefit (such as Social Security), or tax refund. Two Qualifying Direct Deposits are required to qualify for this offer. The following are not Qualifying Direct Deposits: person to person transfers (P2P) such as money transfer apps, deposit account to deposit account transfers (for example, from a checking account to another checking account or from a savings account to a checking account), deposits or ACH transfers not from an employer or the government (for example, online transfers or bank transfers), internal transfers from your American Express® Savings account, deposits made via check, and Membership Rewards® points redemption for deposits."
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