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Chase Sapphire Preferred® Card: Earn 100K Bonus Points After You Spend $5k in the First 3 Months Expired

+98 Deal Score
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Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.

Card Details:


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Read our review on the Chase Sapphire Preferred® Card

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Edited Yesterday at 09:28 AM by
Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.

Card Details:
Earn 1000,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase TravelSM
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Member FDIC

Rates & Fees

Read our review on the Chase Sapphire Preferred® Card

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Deal
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+98
262,025 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

746 Comments

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Featured Comments

For those who only want cash, not points:

$1000 cash back less:
- $95 annual fee
- $50-100 opportunity cost for spending $5000 on a card that only gives 1%cb when you could have gotten 2-3%cb.

Still over $800 tax-free profit. Not bad at all.

Considering it. I have one more application before I hit chase 5/24, then wait for a boosted amex gold or platinum bonus.

Any 0% apr period on this?

Will they treat a tax payment at pay1040 as a cash advance? Most credit card vendors treat it as a purchase.
The offer is supposed to be available online starting 04/03.
Not only is it in OP's message, it's also in the subject. Good grief.

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Joined Dec 2003
Noobs
> bubble2 622 Posts
pecel
04-01-2025 at 08:52 AM.
04-01-2025 at 08:52 AM.
I got Chase Freedom Unlimited last year and under 5/24.
Can I apply and get the bonus?

Thank you.
Reply
Last edited by pecel April 1, 2025 at 08:53 AM.
Joined Nov 2020
L5: Journeyman
> bubble2 742 Posts
214 Reputation
Pro
BeigeIdea523
04-01-2025 at 09:54 AM.
04-01-2025 at 09:54 AM.
Quote from NickelAndDime007 :
I'm 10/24, do I have a shot?
Of tequila, yes.
Reply
Joined Oct 2006
L7: Teacher
> bubble2 2,098 Posts
169 Reputation
vwtoys
04-01-2025 at 10:00 AM.
04-01-2025 at 10:00 AM.
Would a CSR card with a high signup bonus appear sooner or later? We have some points but want to use the points after transferring the points to a CSR card. Should I just keep everything at the CSP level of cards and not bother with CSR?
Reply
Joined May 2013
Needs.Vs.Wants
> bubble2 775 Posts
65 Reputation
SlickEnough
04-01-2025 at 10:32 AM.
04-01-2025 at 10:32 AM.
Quote from khalid7412002 :
So I applied over the weekend in branch but got denied letter today due to,

"Number of recently opened accounts on credit report"

I have 846 fico score and opened like two credit cards over the last couple months.

Any suggestions to get them to reconsider?
Sorry, that's big bummer. Just throwing ideas out there, if you're freedom card holder, ask for consideration and using that credit limit with new card? So your total credit limit isn't moving per se
Reply
Joined Oct 2008
L3: Novice
> bubble2 260 Posts
61 Reputation
ywkhgqo
04-01-2025 at 10:53 AM.
04-01-2025 at 10:53 AM.
I mean if it's 0% sure, but I gave the 22% rate which would make it likely more expensive considering interest.
Reply
Joined Jul 2012
L2: Beginner
> bubble2 484 Posts
160 Reputation
im14abeer
04-01-2025 at 10:56 AM.
04-01-2025 at 10:56 AM.
Quote from vwtoys :
Would a CSR card with a high signup bonus appear sooner or later? We have some points but want to use the points after transferring the points to a CSR card. Should I just keep everything at the CSP level of cards and not bother with CSR?
No telling about CSR bonus. If it's a considerable amount of points you plan to spend on travel, you might consider getting the CSP, get SUB, then upgrade to CSR. The difference in AF is not trivial, but you get $300 towards travel + the 25% bump toward redemption. If you get further value from the upgrade, this is probably the route to take. You can then downgrade when the next AF is due if desired. You can only get one SUB for any sapphire product every 48 mos. So unless they offer something even better for the CSR, you're not missing out.
Reply
Last edited by im14abeer April 1, 2025 at 03:27 PM.
Joined Jul 2009
L5: Journeyman
> bubble2 756 Posts
34 Reputation
mak101
04-01-2025 at 11:05 AM.
04-01-2025 at 11:05 AM.
Quote from im14abeer :
No telling about CSR bonus. If it's a considerable amount of points you plan to spend on travel, you might consider getting the CSP, get SUB, then upgrade to CSR. The difference in AF is not trivial, but you get $300 towards travel + the 25% bump toward redemption. If you get further value from the upgrade, this is provably the route to take. You can then downgrade when the next AF is due if desired. You can only get one SUB for any sapphire product every 48 mos. So unless they offer something even better for the CSR, you're not missing out.

I was thinking to wait for CSR but upgrading from CSP to CSR is an excellent idea. Thanks.
Reply

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Joined Feb 2011
L7: Teacher
> bubble2 2,223 Posts
727 Reputation
bru_that
04-01-2025 at 12:01 PM.
04-01-2025 at 12:01 PM.
Quote from vwtoys :
Would a CSR card with a high signup bonus appear sooner or later?
Extremely unlikely, but theoretically possible. Slightly more likely would be something like an 'elevated' 70k point offer for the CSR, maybe a targeted 80k offer. I wouldn't realistically expect better than that.
Reply
Joined May 2013
Needs.Vs.Wants
> bubble2 775 Posts
65 Reputation
SlickEnough
04-01-2025 at 12:08 PM.
04-01-2025 at 12:08 PM.
Quote from avagyan :
How much is it? Only 10K?

Historically, in the beginning, the referral offer is less than the promotional offer, and for 10K IDK if it's worth risking by applying and asking for a match. But maybe worth waiting a month
The 10K pts-for my friend or additional for me?
Reply
Joined Jun 2006
L8: Grand Teacher
> bubble2 3,015 Posts
374 Reputation
luk350
04-01-2025 at 12:18 PM.
04-01-2025 at 12:18 PM.
Just got shut down due to having active Reserve card.
Reply
Joined Oct 2005
Eternally banned
> bubble2 6,466 Posts
1,348 Reputation
Pro
sleepybubba
04-01-2025 at 12:57 PM.
04-01-2025 at 12:57 PM.
Opened the CSP in the local branch. Bonus was there. Thanks OP. The banker at the branch was not sure it will be open for everyone online. But what does he know, right?
Reply
Joined Feb 2020
New User
> bubble2 15 Posts
10 Reputation
MagentaVest421
04-01-2025 at 12:59 PM.
04-01-2025 at 12:59 PM.
Went to local branch (was advised I typically would need an appointment but the banker wants busy so he could see me) and was shot down cause I had the CSR closed in 2022 and it needs to be 4 years.

Does anyone know if my wife can get this deal?
Reply
Joined May 2009
L6: Expert
> bubble2 1,717 Posts
211 Reputation
khalid7412002
04-01-2025 at 02:10 PM.
04-01-2025 at 02:10 PM.
Quote from SlickEnough :
Sorry, that's big bummer. Just throwing ideas out there, if you're freedom card holder, ask for consideration and using that credit limit with new card? So your total credit limit isn't moving per se
I do have the freedom card, and have a $36k credit limit so I could ask.

I just wanted to know if anyone has successfully had them approve the card after initial denial.
Reply
Joined Jan 2024
Typing Cat
> bubble2 2,165 Posts
1,429 Reputation
Pro
WolfTheCat
04-01-2025 at 02:35 PM.
04-01-2025 at 02:35 PM.
Got denied Frown.

About a year ago, Lowe's changed the Lowe's charge card system.

Even though I didn't apply for new credit, the switch counted as one in the 5/24.

Fortunately, my wife hasn't hit 5/24, so just have to get her to apply.
Reply

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Joined Nov 2013
L9: Master
> bubble2 4,470 Posts
2,089 Reputation
W-Creative
04-01-2025 at 02:37 PM.
04-01-2025 at 02:37 PM.
Quote from dregan :
Can I use a referral in branch?
No, the sign-on bonus was back to normal 60K pts when I tried to use the referral.
Reply
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