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Chase Sapphire Preferred® Card: Earn 100K Bonus Points After You Spend $5k in the First 3 Months

+93 Deal Score
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Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.

Thanks to Community Members bonesring & addictedsaver for finding this deal.

Card Details:
  • Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • Member FDIC


Rates & Fees

Read our review on the Chase Sapphire Preferred® Card

Slickdeals may be compensated by Chase

Original Post

Written by
Edited April 4, 2025 at 11:06 AM by
Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.

Card Details:
  • Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • Member FDIC


Rates & Fees

Read our review on the Chase Sapphire Preferred® Card

Slickdeals may be compensated by Chase
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Created 03-29-2025 at 05:59 AM by bonesring
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

For those who only want cash, not points:

$1000 cash back less:
- $95 annual fee
- $50-100 opportunity cost for spending $5000 on a card that only gives 1%cb when you could have gotten 2-3%cb.

Still over $800 tax-free profit. Not bad at all.

Considering it. I have one more application before I hit chase 5/24, then wait for a boosted amex gold or platinum bonus.

Any 0% apr period on this?

Will they treat a tax payment at pay1040 as a cash advance? Most credit card vendors treat it as a purchase.
The offer is supposed to be available online starting 04/03.
Nope- you can only have 1 sapphire (of any type) open at once, and can't get a sapphire bonus at all if you received one in the last 48 months.






Current referral links are still only offering 60k--- rumors on reddit that 100k referrals for individuals will be live next week (8th was what I read)

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Joined Nov 2023
New User
> bubble2 18 Posts
10 Reputation
730wisdo
04-10-2025 at 06:49 PM.
04-10-2025 at 06:49 PM.
Quote from cle6393 :
I applied the card last Thursday. My credit score is >790. I got the email saying the application is being reviewed. I talked to branch people and they told me to call Chase Lending. After calling and uploading verification documents on Tuesday, I called them again today and they told me to wait another 1-2 weeks to know the decision, if approved, I will get the card, if denied, I will get the letter for the reason. I saw people got the decisions instantly through email, dont know why I have to wait for physical mail. What is the chance that I will get approved?
I applied last Friday and got the review. They called me on Saturday to confirm the application was legit and came from me. I answered their questions, they didn't ask for any docs and They didn't give me an answer over the phone. Basically told me I have to wait just like they told you. First time seeing this so I am a bit confused and wondering why it is taking so long for a decision.
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 967 Posts
176 Reputation
MarcSparks
04-10-2025 at 06:49 PM.
04-10-2025 at 06:49 PM.
These experiences for people with excellent credit and not being churners is just bizarre.

Applied for my wife who was "pre-approved" through her Chase login and account information. She has 800+ credit. been a Chase customer for 20 years. Yet it gets held up for "potential fraud". Call the # they give which just takes us to credit department. They try "processing" her application but doesn't work, she needs to upload additional verification documentation. Never mind the she's been a customer for 20 years and pre-approved part. Now we wait weeks to get approval in the mail? What the hell is this Chase? This should been an approved in 30 seconds application.
1
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Joined Aug 2005
L6: Expert
> bubble2 1,651 Posts
215 Reputation
keanefan72
04-10-2025 at 07:01 PM.
04-10-2025 at 07:01 PM.
Quote from scorpionguy :
Paypal may not be accepted at all counties for property tax payments .

Who is paying property taxes now? Way late. 😂
Reply
Joined Apr 2006
L6: Expert
> bubble2 1,191 Posts
1,451 Reputation
Pro
duhmel
04-10-2025 at 08:20 PM.
04-10-2025 at 08:20 PM.
Quote from keanefan72 :
Who is paying property taxes now? Way late. 😂

Due on April 10 (today) in Californiashake head
1
Reply
Joined Sep 2005
L8: Grand Teacher
> bubble2 3,123 Posts
584 Reputation
lexluthor
04-10-2025 at 08:38 PM.
04-10-2025 at 08:38 PM.
Any idea how long these promos normally run for? My wife is able to get a sign up bonus again sometime in early May.
Reply
Joined Jul 2012
L2: Beginner
> bubble2 95 Posts
18 Reputation
wzzp144
04-10-2025 at 08:46 PM.
04-10-2025 at 08:46 PM.
Quote from JoeySD :
I currently have a Sapphire and Freedom Unlimited. In order for me to apply for this card I have to downgrade to Freedom Flex first, wait a week and then apply for this card? Then before the 2nd year annual fee hits I can then downgrade CSP to another Freedom Unlimited or Freedom Flex? Is it OK to have two of the same product at the same time? Also is it possible to switch back to the regular Sapphire from a Freedom card or not?
you should wait 14-15 days at least. I downgraded 04/02/25. you have to wait for it to update your credit report or else, credit report inquiry will think you still have it.
Reply
Joined Mar 2009
L6: Expert
> bubble2 1,276 Posts
425 Reputation
kgorilla
04-10-2025 at 08:48 PM.
04-10-2025 at 08:48 PM.
Taking over a week for card to arrive, only so many places taking Google pay.
Reply

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Joined May 2014
L8: Grand Teacher
> bubble2 3,550 Posts
143 Reputation
JoeySD
04-10-2025 at 08:55 PM.
04-10-2025 at 08:55 PM.
Quote from wzzp144 :
you should wait 14-15 days at least. I downgraded 04/02/25. you have to wait for it to update your credit report or else, credit report inquiry will think you still have it.
Which card did you have that you downgraded from and to which card did downgrade to?
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,271 Posts
4,330 Reputation
Knightshade
04-10-2025 at 09:02 PM.
04-10-2025 at 09:02 PM.
Quote from JoeySD :
So right now I should downgrade my regular Sapphire to either the Flex or Unlimited and then wait like 5 business days and apply for the CSP. Then after the 2nd year begins and AF is posted then downgrade the CSP to either the Flex or Unlimited. So by next year I could have 3 Chase cards all being Freedom Unlimited then. Lol.

No reason to have more than one Freedom Unlimited- each one has no practical spending cap and offers 1.5x UR points, so more than one is pointless.

There IS reason to have multiple freedom or freedom flex cards though, as they only earn 5x UR in the quarterly categories up to $1500 of spend in a quarter... so having a second gives you a second $1500 5x earning cap... (or a third with 3 of em).

Which is useful for things like moving spending between quarters... for example if they're doing wholesale clubs one quarter, but you don't spend 3k in a single quarter at Costco, you use your two Freedom cards to buy $3000 in Costco gift cards... then use them in future quarters when you otherwise can't do better than like 2-3.5% on other cards.

Can do the same thing with grocery gift cards, gas gift cards, etc in their respective quarters.

I've got 2 regular freedom cards (one was a CSP many years ago), and just downgraded my CSR to a Freedom Flex so I can get the 100k offer on CSP- so I'm at 3 5x Freedom cards plus one unlimited..... (and an ink cash for 5x on other stuff, plus one IHG for the free night, status, and 4th night free... and one each Marriott biz and personal cards for the free annual nights and 30 elite nights annually)- so this new CSP will be my 9th active chase card.



Quote from kgorilla :
Taking over a week for card to arrive, only so many places taking Google pay.

if you call right after approval and ask they'll expedite it 2nd day delivery
Reply
Last edited by Knightshade April 10, 2025 at 09:07 PM.
Joined May 2021
L2: Beginner
> bubble2 73 Posts
294 Reputation
Pro
FaithfulWren337
04-10-2025 at 10:35 PM.
04-10-2025 at 10:35 PM.
Quote from soapie :
How long did it take for you guys to get the physical card? It's been almost a week for me
I got mine in 5 days, including the weekend.
Reply
Joined Jul 2006
L6: Expert
> bubble2 1,728 Posts
383 Reputation
alwaysupgrade
04-11-2025 at 06:04 AM.
04-11-2025 at 06:04 AM.
Quote from alwaysupgrade :
Under review
Today I login my chase account, CSP is listed there, I did not receive any call
Reply
Joined Aug 2006
L3: Novice
> bubble2 122 Posts
222 Reputation
Pro
xvi3tsoljahx
04-11-2025 at 06:17 AM.
04-11-2025 at 06:17 AM.
Quote from FaithfulWren337 :
I got mine in 5 days, including the weekend.
How did it come in? blank envelope or was it a chase envelope? I'm about a week in as well.
I been using it on Apple Pay for now, but need it before tax doomsday to pay lol
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,455 Posts
277 Reputation
soapie
04-11-2025 at 06:57 AM.
04-11-2025 at 06:57 AM.
Chase is freakin ridiculous, I applied April 3 and wont get my card until April 15. Are they going to give me two weeks extra to spend the $5k? I've never had a new credit card take more than like 4 days
1
Reply
Joined Nov 2023
New User
> bubble2 18 Posts
10 Reputation
730wisdo
04-11-2025 at 07:17 AM.
04-11-2025 at 07:17 AM.
Quote from alwaysupgrade :
Today I login my chase account, CSP is listed there, I did not receive any call
How long was your application under review? I reached a week today with no updates, no letters and the support numbers give me the same answers.
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Joined Nov 2006
L3: Novice
> bubble2 136 Posts
106 Reputation
dbcmeplease
04-11-2025 at 07:20 AM.
04-11-2025 at 07:20 AM.
Approved about a week ago, still no sign of the card.

That said, the day following the initial approval, card was available to load to Apple Pay. Very smooth process and was able to begin purchasing online and taping the card at merchants.
Reply
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