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Coinbase One 2% Funding Bonus

+1 Deal Score
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Earn up to $2,000 in BTC
Your Coinbase One membership just got more valuable.
For a limited time, earn a 2% bonus (split over 24 months) - up to $2,000 in BTC - when you add cash or crypto to your Coinbase account.
This exclusive offer is only available to members. Add cash or crypto to your account today.

Eligibility: Subscribe to Coinbase One
If you are not already subscribed to Coinbase One, subscribe to Coinbase One.
You must maintain your Coinbase One subscription from the first Eligible Transaction through the end of the Bonus Period.
If you pause and/or cancel your Coinbase One subscription at any time from June 10th, 2025 to May 31st, 2027, your Bonus will be forfeited. Your Bonus will not be reinstated in any amount if you resubscribe to Coinbase One or unpause your Coinbase One subscription.
If your Coinbase One subscription is terminated by Coinbase between June 10th, 2025 and May 31st, 2027, for any reason and in Coinbase's sole discretion, your Bonus will be forfeited.

https://www.coinbase.com/legal/us/funding-bonus
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Created 06-04-2025 at 12:20 PM by agentkarter
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Joined Sep 2016
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> bubble2 768 Posts
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danubuntu9
06-04-2025 at 01:52 PM.
06-04-2025 at 01:52 PM.
So they're giving you 1% a year on your money
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Joined Jan 2024
Typing Cat
> bubble2 2,230 Posts
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WolfTheCat
06-05-2025 at 04:01 AM.
06-05-2025 at 04:01 AM.
Devil is in the details here.

The way I read it, you have to fund $100k to get $2k, and keep an account open for two years (at a cost of $30/mo, or $720).

To me, that means you can deposit $100k, withdraw it pretty quickly, get the $2k, and have to pay the $720. This leaves the $100k to make other investments elsewhere. That is potentially attractive.

However, reading the fine print leaves me very confused.

It clearly says "Depositing fiat currency on Coinbase" qualifies you for the bonus. But this paragraph is worrying:

"The total potential Bonus is two percent (2%) of the Net Offer Period Inflow [depositing money], which is calculated by the value of all Eligible Transactions[depositing money] minus the value of all Inflow Reduction Transactions during the Offer Period. The Eligible Transactions and Inflow Reduction Transactions must be made and settled during the Offer Period. The monthly Bonus payouts are calculated by the Net Bonus Period Inflows."

What is an inflow reduction transaction? That is not defined. My guess is that it is a withdrawal.

If that is the case and you have the keep the $100k in and invest in in crypto, that makes this a crap deal. You also have to trust Coinbase with your $100k, or it's a crap deal. They are covered by FINRA, so they should be safe, but with the way regulation is being gutted lately, may be iffy.

I am not interested in investing in crypto at all, Coinbase does not pay any interest on cash, and I'm not totally sure I trust them.
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Last edited by WolfTheCat June 5, 2025 at 03:17 PM.
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