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Wells Fargo Reflect® Card: Low Intro APR for 21 Months
Wells Fargo is offering low intro APR for 21 months from account opening on purchases and qualifying balance transfers with their Reflect® Card. Low annual fee.
Card Features:
Rates and Fees
Slickdeals may be compensated by Wells Fargo
Card Features:
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.24%, 23.74%, or 28.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5.
- $0 annual fee.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
Rates and Fees
Slickdeals may be compensated by Wells Fargo
Created 05-03-2023
at 11:00 AM
by EfficientGame645 | Staff
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These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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64 Comments
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It took me half a year of trying to get a WF cc and I'm 800+, but I churn cards and they're known for somehow continuing to be mysteriously picky
Little known WF perk-<$2/mo is completely waived. I fully enjoy getting that credit every month x3 cards soon via wallyworld another payment amount option
Also, a no annual fee cc with cell phone break/loss protection. Pretty nice feature.
Also, a no annual fee cc with cell phone break/loss protection. Pretty nice feature.
How did you use the credit card to pay for the car?
WF rep. recommended manual underwriting then a product switch if I didn't get approved. Welp...I requested manual underwriting but still got declined (heard back the same day). I called the next day for the product switch and they then said that the Reflect and Autograph cannot be switched but WF Active Cash card could. I already have that card and am well past the promo period so that doesn't help.
Writing this to give you guys some insight. Hope it helps.
TLDR: if you want the new card for BT, apply for the Autopgraph FIRST.
Do you have a link to the Autograph 21 Month promotion? I tried going via Google but it shows up as 12 month to me. Thanks
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This is what I do as well. I have the money but why pay for it when I can collect interest in the interim. I just took a small car loan I am tempted to pay off with a no interest card.
Won't we pay taxes on 1099 INT earned?
I have their Cash+ card which I've been using for years to get 5% cash back on all my utility and cell phone bills. I have never been in a branch.
F¥<% Wells Fargo
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