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Edited April 2, 2025
at 09:32 AM
by
For a limited time,
Citi is offering
75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com with the
Citi Strata Premier℠ Card. Annual fee is $95.
Card Details
For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
Earn 1 Point per $1 spent on all other purchases
$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases
Rates & Fees
Read our review on the
Citi Strata Premier℠ Card
Slickdeals may be compensated by Citi
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Did you downgrade to a no annual fee card? Any way to avoid the 1st yr fee?
I got denied for the NFL card. They use a crappy bank and I have a 800 credit score with 0 debt and 100k+ income. It's funny how some banks just know. Lol
821 Your Credit Score
Equifax Source
01/2025 Date
$13000
Credit Limit
23.24% This APR will vary with the market based on the Prime Rate.
$95 Annual Fee1
A pain because I cannot put an all inclusive vacation of $5k on the card.
First time ever being denied credit limit below $5k. Have to split into multiple payments.
Such a pain in the A
I am totally new to the points, check thing. I just got approved and will spend $4k to qualify. How do I convert points into cash/check? TIA
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There are better cards for all 3 of these categories.
A pain because I cannot put an all inclusive vacation of $5k on the card.
First time ever being denied credit limit below $5k. Have to split into multiple payments.
Such a pain in the A
They do it by design. They make it difficult to charge in one go by those with excellent scores.
Pay IRS estimated tax. If you pay taxes by credit card it costs you 2% but you get 1% back in points. Suppose you didn't have anything to spend anything on, it would only cost you $40 to get back $750. If you don't have to pay any incom tax you will get back the $4,000 after you file your taxes.
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What will happen to Barclay's?