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Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening Expired

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For a limited time, Citi is offering 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com with the Citi Strata Premier℠ Card. Annual fee is $95.

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Edited April 2, 2025 at 09:32 AM by
For a limited time, Citi is offering 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com with the Citi Strata Premier℠ Card. Annual fee is $95.

Card Details
For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
Earn 1 Point per $1 spent on all other purchases
$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases

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Read our review on the Citi Strata Premier℠ Card

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

I would imagine this credit limit is not typical for most people who get this card.
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$95 annual fee
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Citi will be the exclusive partner to American Airlines in 2026 and might be able to transfer TYP to AA.
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Joined Dec 2015
L4: Apprentice
> bubble2 491 Posts
34 Reputation
Randomusernn
02-04-2025 at 05:21 AM.
02-04-2025 at 05:21 AM.
Quote from hdang807 :
my income is $150k+ with little debt. Qualified for $2k credit limit. I called and got rejected for increase.

A pain because I cannot put an all inclusive vacation of $5k on the card.
First time ever being denied credit limit below $5k. Have to split into multiple payments.

Such a pain in the A

Same situation
Reply
Joined Oct 2006
L5: Journeyman
> bubble2 632 Posts
235 Reputation
Sifka4
02-08-2025 at 11:46 AM.
02-08-2025 at 11:46 AM.
Is this card available to use immediately once approved or do you need to wait for it to come in the mail? Also I saw another commenter say it took up to 2 weeks for the card to come by mail, is that accurate?
Reply
Joined Oct 2008
L7: Teacher
> bubble2 2,191 Posts
100 Reputation
flightxxx
02-08-2025 at 12:09 PM.
02-08-2025 at 12:09 PM.
i wonder if hotels booked through cititravel.com are more expensive than booking direct from the hotel, would basically offset some or all of the $100 discount,, i noticed this is the case with hotels booked with amex
Reply
Joined Aug 2014
L6: Expert
> bubble2 1,234 Posts
604 Reputation
MrC.
02-08-2025 at 01:12 PM.
02-08-2025 at 01:12 PM.
Quote from Sifka4 :
Is this card available to use immediately once approved or do you need to wait for it to come in the mail? Also I saw another commenter say it took up to 2 weeks for the card to come by mail, is that accurate?

No, you have to wait for it to come in the mail. I was approved on 2/3/25, shipped on 2/5/25, and should be delivered by 2/11/25.
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Joined Aug 2018
L2: Beginner
> bubble2 58 Posts
10 Reputation
MemorableBird1995
02-13-2025 at 07:23 AM.
02-13-2025 at 07:23 AM.
Quote from flightxxx :
i wonder if hotels booked through cititravel.com are more expensive than booking direct from the hotel, would basically offset some or all of the $100 discount,, i noticed this is the case with hotels booked with amex

Yes it is Frown
Reply
Joined Sep 2014
L2: Beginner
> bubble2 83 Posts
14 Reputation
sandman5
02-14-2025 at 06:54 PM.
02-14-2025 at 06:54 PM.
Quote from Randomusernn :
Same situation
It shouldn't matter how much debt you have if you already have other cards with high limits. Your total limit is more relevant -- if you have a bank account that shows your credit score, it will tell you what your stats are.

I have had an amazon card forever, it's at 6k. It started at 4k and I got an increase I didn't ask for. Somewhere along the way, I applied for Instacart because I wanted that bonus and bam, 20k. I asked for an increase on the Amazon card -- because thats a more permanent card for me and this didnt make sense -- and they said no because my overall limit was too high. The new card basically took up empty space.
1
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Joined Jun 2010
L2: Beginner
> bubble2 73 Posts
14 Reputation
azdaren
02-14-2025 at 07:12 PM.
02-14-2025 at 07:12 PM.
Quote from Sifka4 :
Is this card available to use immediately once approved or do you need to wait for it to come in the mail? Also I saw another commenter say it took up to 2 weeks for the card to come by mail, is that accurate?
I was approved on1/17 and received my card on 1/27. Just hit the $4k in spending today so hoping the bonus points are available when my 1st statement posts on 2/18.
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Joined Jan 2005
L1: Learner
> bubble2 18 Posts
13 Reputation
ravd
02-14-2025 at 08:35 PM.
02-14-2025 at 08:35 PM.
Quote from flightxxx :
i wonder if hotels booked through cititravel.com are more expensive than booking direct from the hotel, would basically offset some or all of the $100 discount,, i noticed this is the case with hotels booked with amex
Not necessarily. They use booking.com but it looks like some subset of what's available on booking. In the past year - used them for a Hilton brand property with their price at $800 vs $900+ everywhere else. 10x points was on top of it. Few other bookings were the same price as a best I can find on other sites, but again - x10 points on top of it. Generally - if you can find a price on booking.com which is the best comparing to others - most likely you will be able to get it on citi travel portal too.
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Joined May 2017
L2: Beginner
> bubble2 43 Posts
18 Reputation
Jugsal
02-15-2025 at 06:57 AM.
02-15-2025 at 06:57 AM.
Quote from CyanHeart8965 :
Can the points be used for cash back? Or does it have to be gift cards or travel?

I have this card and you can redeem it for cash in your account
1
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Joined Oct 2008
L7: Teacher
> bubble2 2,191 Posts
100 Reputation
flightxxx
02-15-2025 at 01:23 PM.
02-15-2025 at 01:23 PM.
Quote from ravd :
Not necessarily. They use booking.com but it looks like some subset of what's available on booking. In the past year - used them for a Hilton brand property with their price at $800 vs $900+ everywhere else. 10x points was on top of it. Few other bookings were the same price as a best I can find on other sites, but again - x10 points on top of it. Generally - if you can find a price on booking.com which is the best comparing to others - most likely you will be able to get it on citi travel portal too.
i tried several options last year and the additional fees amex charges made it more expensive than booking direct...
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Joined Apr 2012
L9: Master
> bubble2 4,170 Posts
273 Reputation
twoweeled
02-16-2025 at 03:32 PM.
02-16-2025 at 03:32 PM.
Quote from KenAF :
Definitely not true about the $2K limit. My limit is $24K.
$24K limit from the beginning, or did it get increased over time? I've never heard of a card with a $2K limit myself. Big Grin
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Joined Nov 2003
L5: Journeyman
> bubble2 654 Posts
hazzy
02-16-2025 at 03:56 PM.
02-16-2025 at 03:56 PM.
Got this card with the bonus offer a few months back. Spent the required amount and got the bonus a few days later. Strat wasn't for me so I called and switched it to the Costco (You need to have a costco membership to switch) Anywhere card. There was no credit history pull as they just switched in house and the credit limit was the same as strat. The $95 annual fee which was charged a few weeks prior was refunded and now I have a card I can actually use with a $750 bonus from getting Strat first without an annual fee. Overall 5/5 experience.
1
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Joined Jan 2015
peeing outdoors
> bubble2 1,872 Posts
935 Reputation
khronos
02-16-2025 at 08:44 PM.
02-16-2025 at 08:44 PM.
Quote from hazzy :
Got this card with the bonus offer a few months back. Spent the required amount and got the bonus a few days later. Strat wasn't for me so I called and switched it to the Costco (You need to have a costco membership to switch) Anywhere card. There was no credit history pull as they just switched in house and the credit limit was the same as strat. The $95 annual fee which was charged a few weeks prior was refunded and now I have a card I can actually use with a $750 bonus from getting Strat first without an annual fee. Overall 5/5 experience.

so you only waited a couple of weeks from opening to do a product change?
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Joined Jun 2009
L6: Expert
> bubble2 1,205 Posts
118 Reputation
01grander
02-18-2025 at 02:36 PM.
02-18-2025 at 02:36 PM.
IDK. I got $7200 and I'd say I'm more of a "risk" than other people, just from my mortgage vs my take home pay. I always pay my bills but I don't understand why I got so much and others got $2k.
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Joined Jun 2016
L2: Beginner
> bubble2 773 Posts
170 Reputation
takuarc
02-19-2025 at 05:22 AM.
02-19-2025 at 05:22 AM.
Quote from matrix5k :
Give it to my wife. She will easily spend 4k.

We have the same wife then…
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