Original Post
Written by
Edited May 16, 2025
at 09:28 AM
by
Earn 100,000 bonus points after
$5,000 in purchases in your first
3 months from account opening with the
Chase Sapphire Preferred® Card. Annual fee is $95.
Card Details:
Earn 1000,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase TravelSM
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Member FDIC
Rates & Fees
Read our review on the
Chase Sapphire Preferred® Card
Slickdeals may be compensated by Chase
749 Comments
Your comment cannot be blank.
Featured Comments
$1000 cash back less:
- $95 annual fee
- $50-100 opportunity cost for spending $5000 on a card that only gives 1%cb when you could have gotten 2-3%cb.
Still over $800 tax-free profit. Not bad at all.
Considering it. I have one more application before I hit chase 5/24, then wait for a boosted amex gold or platinum bonus.
Any 0% apr period on this?
Will they treat a tax payment at pay1040 as a cash advance? Most credit card vendors treat it as a purchase.
Sign up for a Slickdeals account to remove this ad.
Yeah, tried that. Seems to be none in my area. Will keep checking during the year.
When you get approved, log into your Chase account and use this link to generate your referral
https://secure.chase.co
There is no advantage for you. The referrer gets 10k in points. But I imagine you have already received 50 dm's offering to refer to you.
The benefit is really if a friend or spouse wants the card. My wife referred me because I was just an authorized user on her card. Extra 10k of points for her. I still got the same 100k.
If that makes sense.
Do you mean the DD grocery credits?
Since you also get dash pass for free with the card you can get the order to $0.00 in fees (unless you count tipping the driver a couple bucks, which is both optional and still far less than the $10 credit).
I'm still gonna buy outright cheaper than local grocery stores stuff at Costco (like steaks or whatever) but plenty of stuff I get from local grocery stores Costco doesn't carry so never have trouble using the $20/mo in credits.
Sign up for a Slickdeals account to remove this ad.
DM sent. This is a personal card so your credit is the most important factor.
From Google AI
While a credit card referral link itself doesn't directly guarantee approval, it can potentially increase your chances, especially if you're already a cardholder in good standing and the new applicant is also likely to be approved.
Here's a breakdown:
Increased Approval Odds:
Issuers may be more inclined to approve a new cardholder if they've been referred by an existing, responsible cardholder.
Boosted Welcome Offers:
New applicants using a referral link might receive a boosted welcome offer or bonus, incentivizing both the referrer and the new cardholder.
Referral Bonuses:
Existing cardholders can earn referral bonuses for each successful referral, creating a win-win situation.
Not a Guarantee:
Referral links are not a magic bullet for approval, and your creditworthiness and other factors still play a crucial role.
How to Get a Referral Link:
If you know someone who has the credit card you're interested in, ask them for a referral link before applying
On Business Cards use a referral link if you business is iffy. (ie I sell a couple of items on Ebay)
The benefit is really if a friend or spouse wants the card. My wife referred me because I was just an authorized user on her card. Extra 10k of points for her. I still got the same 100k.
If that makes sense.
The overwhelming consensus from Churning sites is it is unlikely to help. (Google AI) gives a different take for some reason.
Numerous data points on Business referral links being helpful on a paper thin application.
Most companies don't report the referrals as income to the IRS or send a 1099 unless it's >=$600 in a single year... so you'd need to do 6 of these 10k referrals before that became a concern.
(I mean, technically, you're supposed to just self-report if it's not reported by the card issuer, but it's kinda like you were supposed to report use tax on things bought online you weren't charged sales tax for- technically true but almost nobody ever did it and nobody cared or enforced it)
(I mean, technically, you're supposed to just self-report if it's not reported by the card issuer, but it's kinda like you were supposed to report use tax on things bought online you weren't charged sales tax for- technically true but almost nobody ever did it and nobody cared or enforced it)
Sign up for a Slickdeals account to remove this ad.