Chase Sapphire Preferred® Card: Earn 100K Bonus Points After You Spend $5k in the First 3 Months
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Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.
Thanks to Community Members bonesring & addictedsaver for finding this deal.
Card Details:
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.
Card Details:
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Currently don't have any sapphire card. How can i take advantage of referral
There is no advantage for you. The referrer gets 10k in points. But I imagine you have already received 50 dm's offering to refer to you.
The benefit is really if a friend or spouse wants the card. My wife referred me because I was just an authorized user on her card. Extra 10k of points for her. I still got the same 100k.
Doordash credits appear to be useless. After discount and fees items don't even come out to be cheaper than buying from Costco.
Do you mean the DD grocery credits?
Since you also get dash pass for free with the card you can get the order to $0.00 in fees (unless you count tipping the driver a couple bucks, which is both optional and still far less than the $10 credit).
I'm still gonna buy outright cheaper than local grocery stores stuff at Costco (like steaks or whatever) but plenty of stuff I get from local grocery stores Costco doesn't carry so never have trouble using the $20/mo in credits.
Currently don't have any sapphire card. How can i take advantage of referral
DM sent. This is a personal card so your credit is the most important factor.
From Google AI
While a credit card referral link itself doesn't directly guarantee approval, it can potentially increase your chances, especially if you're already a cardholder in good standing and the new applicant is also likely to be approved.
Here's a breakdown:
Increased Approval Odds:
Issuers may be more inclined to approve a new cardholder if they've been referred by an existing, responsible cardholder.
Boosted Welcome Offers:
New applicants using a referral link might receive a boosted welcome offer or bonus, incentivizing both the referrer and the new cardholder.
Referral Bonuses:
Existing cardholders can earn referral bonuses for each successful referral, creating a win-win situation.
Not a Guarantee:
Referral links are not a magic bullet for approval, and your creditworthiness and other factors still play a crucial role.
How to Get a Referral Link:
If you know someone who has the credit card you're interested in, ask them for a referral link before applying
On Business Cards use a referral link if you business is iffy. (ie I sell a couple of items on Ebay)
There is no advantage for you. The referrer gets 10k in points. But I imagine you have already received 50 dm's offering to refer to you.
The benefit is really if a friend or spouse wants the card. My wife referred me because I was just an authorized user on her card. Extra 10k of points for her. I still got the same 100k.
If that makes sense.
If you make the referral you have to pay taxes on the bonus points you receive. 10k would be the gross not the net benefit.
The overwhelming consensus from Churning sites is it is unlikely to help. (Google AI) gives a different take for some reason.
Numerous data points on Business referral links being helpful on a paper thin application.
If you make the referral you have to pay taxes on the bonus points you receive. 10k would be the gross not the net benefit.
Most companies don't report the referrals as income to the IRS or send a 1099 unless it's >=$600 in a single year... so you'd need to do 6 of these 10k referrals before that became a concern.
(I mean, technically, you're supposed to just self-report if it's not reported by the card issuer, but it's kinda like you were supposed to report use tax on things bought online you weren't charged sales tax for- technically true but almost nobody ever did it and nobody cared or enforced it)
Most companies don't report the referrals as income to the IRS or send a 1099 unless it's >=$600 in a single year... so you'd need to do 6 of these 10k referrals before that became a concern.
(I mean, technically, you're supposed to just self-report if it's not reported by the card issuer, but it's kinda like you were supposed to report use tax on things bought online you weren't charged sales tax for- technically true but almost nobody ever did it and nobody cared or enforced it)
Ridiculous tax IMO; but risk of IRS penalties if not reported.
Applied for a card for my wife about 10 days ago. E-mail said that it was being reviewed. Yesterday received an email that there was a suspected identity theft with respect to the card and the application was cancelled. I check with Transunion and nothing suspicious. Called Chase Fraud department with this info and spent 15 minutes on the phone before the card was approved- then had to call Customer Service to get card sent via Expedited mail.
Currently don't have any sapphire card. How can i take advantage of referral
There is no advantage, it just one of those things you can do at no cost to you. Someone will get a 10k bonus which is nice, while you also get the max 100k
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$1000 cash back less:
- $95 annual fee
- $50-100 opportunity cost for spending $5000 on a card that only gives 1%cb when you could have gotten 2-3%cb.
Still over $800 tax-free profit. Not bad at all.
Considering it. I have one more application before I hit chase 5/24, then wait for a boosted amex gold or platinum bonus.
Any 0% apr period on this?
Will they treat a tax payment at pay1040 as a cash advance? Most credit card vendors treat it as a purchase.
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Yeah, tried that. Seems to be none in my area. Will keep checking during the year.
When you get approved, log into your Chase account and use this link to generate your referral
https://secure.chase.co
There is no advantage for you. The referrer gets 10k in points. But I imagine you have already received 50 dm's offering to refer to you.
The benefit is really if a friend or spouse wants the card. My wife referred me because I was just an authorized user on her card. Extra 10k of points for her. I still got the same 100k.
If that makes sense.
Do you mean the DD grocery credits?
Since you also get dash pass for free with the card you can get the order to $0.00 in fees (unless you count tipping the driver a couple bucks, which is both optional and still far less than the $10 credit).
I'm still gonna buy outright cheaper than local grocery stores stuff at Costco (like steaks or whatever) but plenty of stuff I get from local grocery stores Costco doesn't carry so never have trouble using the $20/mo in credits.
Sign up for a Slickdeals account to remove this ad.
DM sent. This is a personal card so your credit is the most important factor.
From Google AI
While a credit card referral link itself doesn't directly guarantee approval, it can potentially increase your chances, especially if you're already a cardholder in good standing and the new applicant is also likely to be approved.
Here's a breakdown:
Increased Approval Odds:
Issuers may be more inclined to approve a new cardholder if they've been referred by an existing, responsible cardholder.
Boosted Welcome Offers:
New applicants using a referral link might receive a boosted welcome offer or bonus, incentivizing both the referrer and the new cardholder.
Referral Bonuses:
Existing cardholders can earn referral bonuses for each successful referral, creating a win-win situation.
Not a Guarantee:
Referral links are not a magic bullet for approval, and your creditworthiness and other factors still play a crucial role.
How to Get a Referral Link:
If you know someone who has the credit card you're interested in, ask them for a referral link before applying
On Business Cards use a referral link if you business is iffy. (ie I sell a couple of items on Ebay)
The benefit is really if a friend or spouse wants the card. My wife referred me because I was just an authorized user on her card. Extra 10k of points for her. I still got the same 100k.
If that makes sense.
The overwhelming consensus from Churning sites is it is unlikely to help. (Google AI) gives a different take for some reason.
Numerous data points on Business referral links being helpful on a paper thin application.
Most companies don't report the referrals as income to the IRS or send a 1099 unless it's >=$600 in a single year... so you'd need to do 6 of these 10k referrals before that became a concern.
(I mean, technically, you're supposed to just self-report if it's not reported by the card issuer, but it's kinda like you were supposed to report use tax on things bought online you weren't charged sales tax for- technically true but almost nobody ever did it and nobody cared or enforced it)
(I mean, technically, you're supposed to just self-report if it's not reported by the card issuer, but it's kinda like you were supposed to report use tax on things bought online you weren't charged sales tax for- technically true but almost nobody ever did it and nobody cared or enforced it)
Sign up for a Slickdeals account to remove this ad.