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Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening Expired

+37 Deal Score
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For a limited time, Citi is offering 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com with the Citi Strata Premier℠ Card. Annual fee is $95.

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Original Post

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Edited April 2, 2025 at 09:32 AM by
For a limited time, Citi is offering 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com with the Citi Strata Premier℠ Card. Annual fee is $95.

Card Details
For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
Earn 1 Point per $1 spent on all other purchases
$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases

Rates & Fees


Read our review on the Citi Strata Premier℠ Card

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If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+37
154,677 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

141 Comments

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Featured Comments

I would imagine this credit limit is not typical for most people who get this card.
$95 annual fee
Citi will be the exclusive partner to American Airlines in 2026 and might be able to transfer TYP to AA.

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Joined Nov 2015
L5: Journeyman
> bubble2 889 Posts
61 Reputation
Deibid
12-09-2024 at 09:29 PM.
12-09-2024 at 09:29 PM.
Quote from saghey :
Citi will be the exclusive partner to American Airlines in 2026 and might be able to transfer TYP to AA.

No more Barclay's?
Reply
Joined Nov 2015
L5: Journeyman
> bubble2 889 Posts
61 Reputation
Deibid
12-09-2024 at 09:30 PM.
12-09-2024 at 09:30 PM.
Quote from py109 :
Same here. The reason is I got too many credit cards. I have 5 in total.

No, that's not it. I have 34 total cards, 6 being Citi ones.
Reply
Joined Sep 2018
L6: Expert
> bubble2 1,490 Posts
58 Reputation
Ryson11
12-10-2024 at 07:47 PM.
12-10-2024 at 07:47 PM.
Wouldn't this be carbon copy of CSR or preferred 60k points?
Reply
Joined Mar 2017
L1: Learner
> bubble2 12 Posts
50 Reputation
sarpand83
12-13-2024 at 08:23 PM.
12-13-2024 at 08:23 PM.
Does anyone know if they waive the $95 annual fee in the first year? I didn't see anything mentioned that on the site…
Reply
Joined Mar 2007
L10: Grand Master
> bubble2 6,238 Posts
2,917 Reputation
Intrepid.
12-14-2024 at 04:53 AM.
12-14-2024 at 04:53 AM.
Quote from sarpand83 :
Does anyone know if they waive the $95 annual fee in the first year? I didn't see anything mentioned that on the site…

They don't.
1
Reply
Joined Dec 2010
L6: Expert
> bubble2 1,664 Posts
111 Reputation
matrix5k
12-14-2024 at 06:56 AM.
12-14-2024 at 06:56 AM.
Quote from letsgometsgo :
what are you doing for manufactured spending to hit the 4k when you dont have any large expenses? gift cards that you know you will eventually use? amazon/target/walmart etc? cant pay my mortgage with a cc

Give it to my wife. She will easily spend 4k.
3
Reply
Joined Oct 2016
L2: Beginner
> bubble2 90 Posts
18 Reputation
theshom_42
12-14-2024 at 10:40 AM.
12-14-2024 at 10:40 AM.
Nice, approved fo $9,200, time to pay Kindercare tuition ahead a few months!
Reply

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Joined Sep 2015
L2: Beginner
> bubble2 55 Posts
18 Reputation
mvxg10
12-14-2024 at 11:26 AM.
12-14-2024 at 11:26 AM.
Quote from theshom_42 :
Nice, approved fo $9,200, time to pay Kindercare tuition ahead a few months!

This is exactly what we did lol! 3 months of preschool for the kiddo paid ahead and then paid it off. Although we have been having some trouble trying to redeem the points on the app…..
Reply
Joined Aug 2013
L6: Expert
> bubble2 1,074 Posts
107 Reputation
Byron33
12-14-2024 at 11:46 AM.
12-14-2024 at 11:46 AM.
I last got this card in 2021. I have to wait four years in order to be eligible for the bonus, right?
Reply
Joined Sep 2018
L6: Expert
> bubble2 1,490 Posts
58 Reputation
Ryson11
12-14-2024 at 11:58 AM.
12-14-2024 at 11:58 AM.
Is this better deal than the chase sapphire preferred 70k points?
Reply
Joined Oct 2016
L2: Beginner
> bubble2 90 Posts
18 Reputation
theshom_42
12-14-2024 at 02:00 PM.
12-14-2024 at 02:00 PM.
Quote from mvxg10 :
This is exactly what we did lol! 3 months of preschool for the kiddo paid ahead and then paid it off. Although we have been having some trouble trying to redeem the points on the app…..
I'm thankful Kindercare takes CCs with no fees. Between SUB churning and using swa*bu*ks gift cards it is certainly a blessing!
Reply
Joined Nov 2022
Old enough to be an honor
> bubble2 490 Posts
76 Reputation
CleverCreature256
12-14-2024 at 06:07 PM.
12-14-2024 at 06:07 PM.
Quote from Robiebie :
Most likely, yes. Most cards have anywhere from a 1 to 5 year period that you can't reapply. Although some, like American Express Platinum say it's a lifetime restriction, yet they offered me another sign on after only cancelling for less than a year.

I do that regularly with the Amex Delta cards. If I know I won't be using the companion ticket of the Platinum level, I will downgrade. Typically less than 6months later they offer the same upgrade and full points to me again.
Tiz a silly game.
Reply
Joined Dec 2018
L1: Learner
> bubble2 22 Posts
14 Reputation
Homiebro
12-14-2024 at 07:01 PM.

Our community has rated this post as helpful. If you agree, why not thank Homiebro

12-14-2024 at 07:01 PM.
For folks who want to compare this card with Chase Sapphire Preferred. See link below:

https://www.nerdwallet.com/articl...s-the-edge
2
Reply
Joined Jul 2018
L3: Novice
> bubble2 138 Posts
26 Reputation
ejim941099
12-15-2024 at 01:57 AM.
12-15-2024 at 01:57 AM.
Quote from JohnPN :
I would imagine this credit limit is not typical for most people who get this card.

I agree. My limit is $15k for this card. Homie has some bad credit.
2
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Joined Jan 2024
L1: Learner
> bubble2 22 Posts
18 Reputation
MemorableLake5902
12-15-2024 at 05:44 AM.
12-15-2024 at 05:44 AM.
Quote from paluvab1 :
Be careful, you get only $2000 credit limit and the transaction posting takes 1 week and credit card payment takes 2 weeks to settle. You can't over pay or high overdraft fee. It was a pain in the ass 3 months period of time to spend $4000.

When you pay the card in Citi's app it shows your available balance increase immediately upon payment. 98% of the time transactions and payments post in the normal 1-3 days.
1
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