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Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening

+28 Deal Score
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For a limited time, Citi is offering 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com with the Citi Strata Premier℠ Card. Annual fee is $95.

Card Details
  • For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
  • Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases


Rates & Fees

Read our review on the Citi Strata Premier℠ Card

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Original Post

Written by
Edited November 19, 2024 at 10:24 AM by
For a limited time, Citi is offering 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com with the Citi Strata Premier℠ Card. Annual fee is $95.

Card Details
  • For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
  • Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases


Rates & Fees


Read our review on the Citi Strata Premier℠ Card

Slickdeals may be compensated by Citi
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Created 11-19-2024 at 09:39 AM by EfficientGame645 | Staff
in Credit Cards (3) See More Citi Offers
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

I would imagine this credit limit is not typical for most people who get this card.
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$95 annual fee
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Give it to my wife. She will easily spend 4k.
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Joined Jul 2023
New User
> bubble2 4 Posts
14 Reputation
Lado398
12-20-2024 at 01:28 PM.
12-20-2024 at 01:28 PM.
Quote from joogle :
My Citi Premier had converted to this card - does that exclude me from canceling and getting this card for the bonus points?
Not necessarily. Citi has a 48-month rule (can Google it), which states that you can't get a bonus if you had a bonus on the same card in the past 4 years. If you meet that criteria, you are eligible. Instead of cancelling your Premier, you may want to Product Change to a Double Cash, Custom Cash, or Rewards+, all of which have no annual fee and unique strengths when paired with the Premier.
Reply
Joined Jul 2023
New User
> bubble2 4 Posts
14 Reputation
Lado398
12-20-2024 at 01:32 PM.
12-20-2024 at 01:32 PM.
Quote from Tigga573 :
Citi does have a 5/24 rule, so if you have 5 new cards in 2 years that would make sense. They definitely don't deny you for having 5 cards in total though considering I had 14 open CC accounts when I applied a couple of months ago.
Otherwise the only other practical limit is that they tend to deny you if you've applied for another new card within the last month or two before applying for the Citi card.
Citi does not have a 5/24 rule. You're confusing them with Chase.
1
Reply
Last edited by Lado398 December 23, 2024 at 05:33 AM.
Joined Sep 2016
L1: Learner
> bubble2 21 Posts
10 Reputation
WindyPotato
12-20-2024 at 04:27 PM.
12-20-2024 at 04:27 PM.
Quote from HappyGuide1920 :
Is there a way to downgrade in the future to a no annual fee card
the points expire 90 days after even if you have a Citi Double Cash. Happened to me.
1
Reply
Joined Jan 2009
L9: Master
> bubble2 4,856 Posts
574 Reputation
bigballs
12-20-2024 at 05:42 PM.
12-20-2024 at 05:42 PM.
Quote from California-Boy :
I should have checked these comments before applying. Frown

They want high income folks. Put in a couple of extra zeros when they ask for it when you apply. I got this got card easily with the typo. Spent my $4000 and got $800 plus check in 2 months. I got like 20 cards also. Most of them dormant.
Reply
Joined Jan 2024
L1: Learner
> bubble2 21 Posts
18 Reputation
MemorableLake5902
12-20-2024 at 05:43 PM.
12-20-2024 at 05:43 PM.
Quote from ElephantNest :
Well shit. I've got 20, guess I won't waste my time.

20? Those are rookie numbers
Reply
Joined Apr 2009
L3: Novice
> bubble2 177 Posts
63 Reputation
socrpro192
12-20-2024 at 06:40 PM.
12-20-2024 at 06:40 PM.
Declined for too low of credit utilization. Banks now don't want good customers because they are not as profitable as revolvers.
Reply
Joined Feb 2012
L7: Teacher
> bubble2 2,281 Posts
931 Reputation
oilman1
12-20-2024 at 08:55 PM.
12-20-2024 at 08:55 PM.
Be careful opening this card. If you have received the Citi Thankyou Premier Card bonus in the past 48 months, you probably won't get the bonus on this card, as this is considered the same card. I didn't see that until it was too late.
Reply
Last edited by oilman1 December 21, 2024 at 08:58 PM.

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Joined Sep 2018
L6: Expert
> bubble2 1,330 Posts
50 Reputation
Ryson11
12-21-2024 at 10:30 AM.
12-21-2024 at 10:30 AM.
Quote from WindyPotato :
the points expire 90 days after even if you have a Citi Double Cash. Happened to me.

So easy to just redeem for whatever. It's all 1 point dollar ratio.
Reply
Joined Apr 2009
L3: Novice
> bubble2 177 Posts
63 Reputation
socrpro192
12-27-2024 at 05:07 PM.
12-27-2024 at 05:07 PM.
Declined for not too low of credit utilization. They are now scalping out how ficos that are potential churners. I suggest people that get declined complain to OCC. They only look for profitable "revolvers"
Reply
Joined Sep 2018
L6: Expert
> bubble2 1,330 Posts
50 Reputation
Ryson11
01-02-2025 at 02:09 PM.
01-02-2025 at 02:09 PM.
How do you avoid annual fee? Do you downgrade before you actually get the fee issued to pay?
Reply
Joined Jan 2009
L9: Master
> bubble2 4,856 Posts
574 Reputation
bigballs
01-03-2025 at 08:13 PM.
01-03-2025 at 08:13 PM.
Quote from Ryson11 :
How do you avoid annual fee? Do you downgrade before you actually get the fee issued to pay?
It's cost of business. They will charge you on the first month's bill. So deduct $100 from the overall haul. Still a great deal.
Reply
Joined Apr 2006
L4: Apprentice
> bubble2 495 Posts
68 Reputation
TonyG
01-03-2025 at 08:21 PM.
01-03-2025 at 08:21 PM.
No luck. Oh well
Reply
Joined Aug 2006
L7: Teacher
> bubble2 2,233 Posts
236 Reputation
highlanderfil
01-03-2025 at 09:00 PM.
01-03-2025 at 09:00 PM.
Quote from paluvab1 :
My credit history was Excellent and i still got $2000 credit limit. Main reason is mortgage. If you have mortgage, then you will be given less credit limit. Please check with citi team well before applying.

The good part of this card is, the manager and the citi team behind this card tries to help you all the ways to get the Thankyou points and i will give a shot out to manager team, but not the credit card settlement teams.

I have two mortgages and got $11K.
Reply
Joined Aug 2006
L7: Teacher
> bubble2 2,233 Posts
236 Reputation
highlanderfil
01-03-2025 at 09:01 PM.
01-03-2025 at 09:01 PM.
Quote from socrpro192 :
Declined for not too low of credit utilization. They are now scalping out how ficos that are potential churners. I suggest people that get declined complain to OCC. They only look for profitable "revolvers"

As is their right as a credit issuer.
Reply

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Joined Sep 2016
L2: Beginner
> bubble2 57 Posts
TQLCVNCH
01-04-2025 at 12:26 AM.
01-04-2025 at 12:26 AM.
Got the same deal last summer. Love their 3% unlimited on Gas, Groceries, and restaurants. Pretty much the top 3 categories I use.
Reply
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