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Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening

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For a limited time, Citi is offering 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com with the Citi Strata Premier℠ Card. Annual fee is $95.

Card Details
  • For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
  • Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases


Rates & Fees

Read our review on the Citi Strata Premier℠ Card

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Original Post

Written by
Edited November 19, 2024 at 10:24 AM by
For a limited time, Citi is offering 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com with the Citi Strata Premier℠ Card. Annual fee is $95.

Card Details
  • For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
  • Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases


Rates & Fees


Read our review on the Citi Strata Premier℠ Card

Slickdeals may be compensated by Citi
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Deal
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+28
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

I would imagine this credit limit is not typical for most people who get this card.
$95 annual fee
Give it to my wife. She will easily spend 4k.

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Joined Jun 2007
L3: Novice
> bubble2 180 Posts
14 Reputation
merky
12-08-2024 at 05:39 AM.
12-08-2024 at 05:39 AM.
Quote from paluvab1 :
Be careful, you get only $2000 credit limit and the transaction posting takes 1 week and credit card payment takes 2 weeks to settle. You can't over pay or high overdraft fee. It was a pain in the ass 3 months period of time to spend $4000.

2000? is that a typo missing a zero ? that cant be right. Surely its individual based on credit history.
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Joined Dec 2010
L6: Expert
> bubble2 1,634 Posts
111 Reputation
matrix5k
12-08-2024 at 06:14 AM.
12-08-2024 at 06:14 AM.
Quote from paluvab1 :
Be careful, you get only $2000 credit limit and the transaction posting takes 1 week and credit card payment takes 2 weeks to settle. You can't over pay or high overdraft fee. It was a pain in the ass 3 months period of time to spend $4000.

Can't you transfer some credit limit from another Citi card if it's that low?
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Joined Aug 2022
L2: Beginner
> bubble2 47 Posts
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Robiebie
12-08-2024 at 08:21 AM.

Our community has rated this post as helpful. If you agree, why not thank Robiebie

12-08-2024 at 08:21 AM.
Ymmv on this one. I have excellent credit and well into the 6 figures in available credit card buying power and I wasn't approved for the card. Maybe they are tracking people who churn better than they used to?
1
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Joined Oct 2008
L4: Apprentice
> bubble2 427 Posts
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JDILLA
12-08-2024 at 12:52 PM.
12-08-2024 at 12:52 PM.
Anyone know which credit bureau they check for this card?
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Joined Jul 2007
L3: Novice
> bubble2 273 Posts
79 Reputation
KenAF
12-08-2024 at 03:06 PM.
12-08-2024 at 03:06 PM.
Quote from merky :
2000? is that a typo missing a zero ? that cant be right. Surely its individual based on credit history.
Definitely not true about the $2K limit. My limit is $24K.
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Joined Jan 2016
L3: Novice
> bubble2 260 Posts
22 Reputation
sharartimunda
12-09-2024 at 09:14 AM.
12-09-2024 at 09:14 AM.
Quote from paluvab1 :
My credit history was Excellent and i still got $2000 credit limit. Main reason is mortgage. If you have mortgage, then you will be given less credit limit. Please check with citi team well before applying.

The good part of this card is, the manager and the citi team behind this card tries to help you all the ways to get the Thankyou points and i will give a shot out to manager team, but not the credit card settlement teams.
Can you provide some more detail on how to reach them.
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Joined Sep 2004
L10: Grand Master
> bubble2 9,252 Posts
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joogle
12-09-2024 at 09:24 AM.
12-09-2024 at 09:24 AM.
My Citi Premier had converted to this card - does that exclude me from canceling and getting this card for the bonus points?
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Joined Aug 2022
L2: Beginner
> bubble2 47 Posts
10 Reputation
Robiebie
12-09-2024 at 11:52 AM.
12-09-2024 at 11:52 AM.
Quote from joogle :
My Citi Premier had converted to this card - does that exclude me from canceling and getting this card for the bonus points?

Most likely, yes. Most cards have anywhere from a 1 to 5 year period that you can't reapply. Although some, like American Express Platinum say it's a lifetime restriction, yet they offered me another sign on after only cancelling for less than a year.
1
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Joined Nov 2014
L5: Journeyman
> bubble2 754 Posts
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letsgometsgo
12-09-2024 at 02:09 PM.
12-09-2024 at 02:09 PM.
what are you doing for manufactured spending to hit the 4k when you dont have any large expenses? gift cards that you know you will eventually use? amazon/target/walmart etc? cant pay my mortgage with a cc
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Joined Oct 2003
Never Enough Toys
> bubble2 824 Posts
134 Reputation
Taco
12-09-2024 at 07:37 PM.
12-09-2024 at 07:37 PM.
Quote from letsgometsgo :
what are you doing for manufactured spending to hit the 4k when you dont have any large expenses? gift cards that you know you will eventually use? amazon/target/walmart etc? cant pay my mortgage with a cc

You can see the buy sell spread selling Amazon or Walmart gift cards to a reseller to see if that would eat too much profit. Most of the articles around manufacturered spending are talking about spends in excess of 25k/mo, not 1.5k/mo...
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Joined Apr 2015
L5: Journeyman
> bubble2 567 Posts
25 Reputation
orioncygnus
12-09-2024 at 07:57 PM.
12-09-2024 at 07:57 PM.
is this the best CC welcome bonus offer currently? haven't applied for a CC since 2019-2020, and looking to apply for 1-2 in the next couple weeks
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Joined Jun 2019
L2: Beginner
> bubble2 2,069 Posts
463 Reputation
Fanime
12-09-2024 at 08:01 PM.
12-09-2024 at 08:01 PM.
Quote from Robiebie :
Ymmv on this one. I have excellent credit and well into the 6 figures in available credit card buying power and I wasn't approved for the card. Maybe they are tracking people who churn better than they used to?
Citi is pretty inquiry sensitive.
Reply
Joined Mar 2009
L1: Learner
> bubble2 7 Posts
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py109
12-09-2024 at 09:23 PM.
12-09-2024 at 09:23 PM.
Quote from Robiebie :
Ymmv on this one. I have excellent credit and well into the 6 figures in available credit card buying power and I wasn't approved for the card. Maybe they are tracking people who churn better than they used to?

Same here. The reason is I got too many credit cards. I have 5 in total.
1
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Joined Aug 2022
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> bubble2 47 Posts
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Robiebie
12-09-2024 at 09:25 PM.
12-09-2024 at 09:25 PM.
Quote from py109 :
Same here. The reason is I got too many credit cards. I have 5 in total.

That's probably it for me too. As long as you pay in full every month, no worries right?
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