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Chase Sapphire Preferred® Card: Earn 100K Bonus Points After You Spend $5k in the First 3 Months

+94 Deal Score
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Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.

Thanks to Community Members bonesring & addictedsaver for finding this deal.

Card Details:
  • Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • Member FDIC


Rates & Fees

Read our review on the Chase Sapphire Preferred® Card

Slickdeals may be compensated by Chase

Original Post

Written by
Edited April 4, 2025 at 11:06 AM by
Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.

Card Details:
  • Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • Member FDIC


Rates & Fees

Read our review on the Chase Sapphire Preferred® Card

Slickdeals may be compensated by Chase
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Created 03-29-2025 at 05:59 AM by bonesring
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

For those who only want cash, not points:

$1000 cash back less:
- $95 annual fee
- $50-100 opportunity cost for spending $5000 on a card that only gives 1%cb when you could have gotten 2-3%cb.

Still over $800 tax-free profit. Not bad at all.

Considering it. I have one more application before I hit chase 5/24, then wait for a boosted amex gold or platinum bonus.

Any 0% apr period on this?

Will they treat a tax payment at pay1040 as a cash advance? Most credit card vendors treat it as a purchase.
The offer is supposed to be available online starting 04/03.
Nope- you can only have 1 sapphire (of any type) open at once, and can't get a sapphire bonus at all if you received one in the last 48 months.






Current referral links are still only offering 60k--- rumors on reddit that 100k referrals for individuals will be live next week (8th was what I read)

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Joined Nov 2020
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> bubble2 734 Posts
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BeigeIdea523
03-30-2025 at 10:36 AM.
03-30-2025 at 10:36 AM.
Quote from dadab :
Chase allows it. Loss of 1.75% but still worth it if you don't have much to spend anywhere else.

https://www.chase.com/personal/cr...redit-card
CSP regular cash back is 1%
Credit card processing fee 1.75%

So cost is 0.75% of $5000 —> $37.50 x 99% = $37.125
Reply
Joined Nov 2006
L6: Expert
> bubble2 1,088 Posts
91 Reputation
plflorence
03-30-2025 at 11:54 AM.
03-30-2025 at 11:54 AM.
Quote from WolfTheCat :
On my BofA unlimited cash it's a purchase and I get my 2.625%cb, but Chase may do something different.

How do you get 2.625%? I thought that card cashback is 1.5%? Is there a special deal? I was thinking about the same thing with 2% cb cards but your number would've beat it
Reply
Joined Dec 2005
L8: Grand Teacher
> bubble2 3,784 Posts
115 Reputation
ms2000
03-30-2025 at 11:57 AM.
03-30-2025 at 11:57 AM.
Quote from JeromeG8432 :
The offer is supposed to be available online starting 04/03.
online is 60k
3
Reply
Joined Dec 2005
L8: Grand Teacher
> bubble2 3,784 Posts
115 Reputation
ms2000
03-30-2025 at 11:57 AM.
03-30-2025 at 11:57 AM.
Quote from bonesring :
In-Branch offer only, you can get the 100k Sign-Up bonus.

They don't know how long they are running the promotion, but went in yesterday to get the card and can confirm this morning that it is 100k SUB.

(Not a referral link, store locator to find closest Chase branch)

https://locator.chase.com/
What is SUB?
2
Reply
Joined Dec 2005
L8: Grand Teacher
> bubble2 3,784 Posts
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ms2000
03-30-2025 at 12:00 PM.
03-30-2025 at 12:00 PM.
Quote from headleygrange :
So, what if I just switched from this card to freedom unlimited ? Can I still apply and get sub?
You can as long as 48months since the last promo
Reply
Joined Jan 2024
Typing Cat
> bubble2 2,083 Posts
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WolfTheCat
03-30-2025 at 12:07 PM.
03-30-2025 at 12:07 PM.
Quote from plflorence :
How do you get 2.625%? I thought that card cashback is 1.5%? Is there a special deal? I was thinking about the same thing with 2% cb cards but your number would've beat it
BofA platinum rewards. Having $100k in assets with Merrill and/or BofA give you a 75% cash back bump.

1.5% * 1.75 = 2.625%

I have my IRA with Merrill, which qualifies me. Works on their customized cash card too.
Reply
Joined Jan 2024
Typing Cat
> bubble2 2,083 Posts
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WolfTheCat
03-30-2025 at 12:20 PM.
03-30-2025 at 12:20 PM.
Quote from NMIMW :
3% on Dining, Streaming, Online Grocery
2% on Travel
1% otherwise

Plus other benefits, like primary rental car insurance.
The concept of opportunity cost is still valid, and whether the benefits on this card make it worth it to keep long-term is a personal call. For me, it is not - I don't travel or rent cars.

This card has OK cash back, but not best-around. That's not a hack - it's a travel card, not a cash back card. Using it for $5k spend will cost most folks. How much depends on the cards you have and your spending. Examples in my case:
  • I have AMEX Blue Cash Preferred, with 6% cash back on groceries and streaming. A big 3% opportunity cost ($150 for $5000).
  • This card actually beats my best dining card, but $5k is about 3-4 years of Restaurant spend for me. If I wanted, I could switch my BofA customized cash to restaurants and get 5.25%, for a 2.25% opportunity cost.
  • I haven't spent a single dollar on travel in five years. Even without optimizing travel spend, my BofA Unlimited Cash card beats it with a 2.625%cb on everything, so a 0.625% opportunity cost.

I mean, I could get the $5k spend with Amazon purchases, but with my Chase Amazon card, that's a 4-5% opportunity cost, over $200. That would be stupid.
1
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Joined Jan 2024
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WolfTheCat
03-30-2025 at 12:21 PM.
03-30-2025 at 12:21 PM.
Quote from ms2000 :
What is SUB?
Sign Up Bonus, another TLA (Three letter acronym).

Quiz: What is the acronym for a four letter acronym?

Answer: ETLA - Extended Three Letter Acronym.
1
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Joined Jan 2024
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> bubble2 2,083 Posts
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WolfTheCat
03-30-2025 at 12:24 PM.
03-30-2025 at 12:24 PM.
Quote from avagyan :
Repost
Not an exact repost. There are enough differences that this is valid.

The old one was online with a sketchy link. This one is in-person only for now.
1
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Joined Jan 2024
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> bubble2 2,083 Posts
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WolfTheCat
03-30-2025 at 12:25 PM.
03-30-2025 at 12:25 PM.
Quote from my3cents :
I'm only 24 months in and have been thinking of either canceling or downgrading my card. I see folks saying that the card has great benefits but from my perspective as someone who doesn't travel or go to restaurants much, I'm not sure what benefits apply. Anyone? Thanks.
If you don't use the benefits, then they don't have value for you, and paying $95/year for them is stupid.

Same here, I don't dine out, don't travel. Not a good card for me.
1
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Joined Oct 2009
L5: Journeyman
> bubble2 755 Posts
152 Reputation
Humm
03-30-2025 at 12:38 PM.
03-30-2025 at 12:38 PM.
1. Can my adult kids qualify for this card as their first credit card?

2. I am new on these credit card deals so please give some advises. I just got Southwest Chase card recently, can my kid use me as a referral and what does that give you?
1
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Joined Aug 2011
L6: Expert
> bubble2 1,911 Posts
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HeatGun
03-30-2025 at 12:43 PM.
03-30-2025 at 12:43 PM.
I have Sapphire Reserve from over 5 years ago. Can I still apply this and get 100k?
Reply
Joined Oct 2009
L5: Journeyman
> bubble2 755 Posts
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Humm
03-30-2025 at 01:10 PM.
03-30-2025 at 01:10 PM.
Quote from BeigeIdea523 :
CSP regular cash back is 1%
Credit card processing fee 1.75%

So cost is 0.75% of $5000 —> $37.50 x 99% = $37.125
Sorry for my ignorance, are you guys discussing about how to meet the $5000 spend requirement? You could withdraw $5000 after opening this account to meet the spend requirement? That'd be awesome and easy.
Reply
Joined Jun 2013
L5: Journeyman
> bubble2 929 Posts
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bryanmeow
03-30-2025 at 01:21 PM.
03-30-2025 at 01:21 PM.
Quote from HeatGun :
I have Sapphire Reserve from over 5 years ago. Can I still apply this and get 100k?

Ya same question, 100k points is worth it
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Joined Aug 2022
L2: Beginner
> bubble2 31 Posts
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aswath1991
03-30-2025 at 02:13 PM.
03-30-2025 at 02:13 PM.
Quote from bryanmeow :
Ya same question, 100k points is worth it

Same question, can I downgrade or get this and get 100k ?
Reply
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