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Slickdeals Forums Hot Deals Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening

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Citi Strata Premier℠ Card: For a Limited Time Earn 75,000 Bonus ThankYou® Points after Spending $4,000 in the first 3 Months of Account Opening

+37 Deal Score

153,124 Views 140 Comments

For a limited time, Citi is offering 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com with the Citi Strata Premier℠ Card. Annual fee is $95.

Card Details

For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
Earn 1 Point per $1 spent on all other purchases
$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases

Rates & Fees

Read our review on the Citi Strata Premier℠ Card

Slickdeals may be compensated by Citi

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Original Post

Written by Edited November 19, 2024 at 09:24 AM by

For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
Earn 1 Point per $1 spent on all other purchases
$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases

Rates & Fees

Read our review on the Citi Strata Premier℠ Card

Slickdeals may be compensated by Citi

Add Comment

Created 11-19-2024 at 08:39 AM by EfficientGame645 | Staff

in Credit Cards (3) See More Citi Offers

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140 Comments

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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I would imagine this credit limit is not typical for most people who get this card.

$95 annual fee

Citi will be the exclusive partner to American Airlines in 2026 and might be able to transfer TYP to AA.

aquint5554

Joined Jul 2011

L5: Journeyman

585 Posts

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aquint5554

12-15-2024 at 12:13 PM.

Quote from JohnPN

I would imagine this credit limit is not typical for most people who get this card.

I have an 800+ FICO and also only got 2k. I tried to use this card exclusively for travel but the payment delays and posting took a while. After I received my credit, posting and crediting of balance was almost instant like my Costco card. I felt they tried really hard to delay giving away free money. YMMV

Richsavesmoney

Joined Jul 2019

New User

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Richsavesmoney

12-15-2024 at 02:23 PM.

Our community has rated this post as helpful. If you agree, why not thank Richsavesmoney

12-15-2024 at 02:23 PM.

Takes them 10-14 days to send the card once you apply.

IMPOSSIBLE to get any customer service agent on the line. If you call their number, you'll get nowhere with their stupid AI.

I got my card. I'm getting the bonus and I'm not going to use citi the rest of the time, their customer service is SOOOO bad

mpkb

Joined Feb 2007

L9: Master

5,026 Posts

1,040 Reputation

mpkb

12-15-2024 at 08:55 PM.

Quote from Robiebie

Most likely, yes. Most cards have anywhere from a 1 to 5 year period that you can't reapply. Although some, like American Express Platinum say it's a lifetime restriction, yet they offered me another sign on after only cancelling for less than a year.

Amex will at least warn you if you don't qualify for the bonus, and before pulling credit.

Does Citi check and give a concrete qualified/not qualified determination? I would hate to charge the money, then find out I am not eligible for some reason.

Robiebie

Joined Aug 2022

L2: Beginner

48 Posts

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Robiebie

12-16-2024 at 03:15 AM.

Quote from mpkb

I'm not sure on that, sorry. It would be on your statement, but you'd have to apply and all that first.

ElephantNest

Joined May 2009

L4: Apprentice

389 Posts

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ElephantNest

12-16-2024 at 03:50 AM.

Quote from py109

Same here. The reason is I got too many credit cards. I have 5 in total.

Well shit. I've got 20, guess I won't waste my time.

Doctor_Pro40

Joined Mar 2020

L3: Novice

100 Posts

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Doctor_Pro40

12-16-2024 at 08:50 AM.

When they had a pre qualification site, I put my info in and they told me they had nothing for me.

Capitalone, Chase and Discover all have pre qualified me for cards. So I don't know what Citi's issue is. We bring in a good amount of income.

I am hesitant to even apply for one of their cards as I don't want a wasted Hard Pull.

Backhome77

Joined Aug 2010

L7: Teacher

2,038 Posts

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Backhome77

12-16-2024 at 07:27 PM.

Quote from paluvab1

Be careful, you get only $2000 credit limit and the transaction posting takes 1 week and credit card payment takes 2 weeks to settle. You can't over pay or high overdraft fee. It was a pain in the ass 3 months period of time to spend $4000.

If that's the limit you got, you should forget trying to spend $4K in 3 months and work on your credit score instead.

California-Boy

Joined Oct 2008

Superuser

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California-Boy

12-17-2024 at 10:26 PM.

Tried.. but declined. I have 800+ credit score. May be they think I have too many credit cards. Have 3 citi cards - Costco, Custom Cash and one Citi Preferred card or something. Same thing happened with my application to Capital One Venture last year. This the first time I attempting after the last year's attempt with Capital One though.

Says they will notify the reason to decline by Mail. I had an address change recently though.. Not sure if that will be considered as false alarm.

California-Boy

Joined Oct 2008

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California-Boy

12-17-2024 at 11:09 PM.

Quote from Robiebie

Ymmv on this one. I have excellent credit and well into the 6 figures in available credit card buying power and I wasn't approved for the card. Maybe they are tracking people who churn better than they used to?

I should have checked these comments before applying.

California-Boy

Joined Oct 2008

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California-Boy

12-17-2024 at 11:12 PM.

Quote from Richsavesmoney

I have to agree about the bad customer service from Citi. I remember calling customer service about a late fee on my wife's credit card. They didn't waive even though it was one time issue for many years. Ended up cancelling the card after that. I thought I got a bad customer service guy at that time. Good to know it is common.

Robiebie

Joined Aug 2022

L2: Beginner

48 Posts

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Robiebie

12-18-2024 at 03:49 AM.

Quote from California-Boy

I should have checked these comments before applying.

Sorry to hear you had the same issue!

Tigga573

Joined Jul 2012

L5: Journeyman

1,740 Posts

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Tigga573

12-20-2024 at 10:15 AM.

Quote from paluvab1

My credit history was Excellent and i still got $2000 credit limit. Main reason is mortgage. If you have mortgage, then you will be given less credit limit. Please check with citi team well before applying.

The good part of this card is, the manager and the citi team behind this card tries to help you all the ways to get the Thankyou points and i will give a shot out to manager team, but not the credit card settlement teams.

Your credit history is either much worse than you think, or you don't have much income coming in. It has nothing to do with having a mortgage considering my limit is $11k with them.

If you don't know how something works then sometimes it's better to keep quiet instead of guessing.

Tigga573

Joined Jul 2012

L5: Journeyman

1,740 Posts

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Tigga573

12-20-2024 at 10:20 AM.

Quote from py109

Same here. The reason is I got too many credit cards. I have 5 in total.

Citi does have a 5/24 rule, so if you have 5 new cards in 2 years that would make sense. They definitely don't deny you for having 5 cards in total though considering I had 14 open CC accounts when I applied a couple of months ago.
Otherwise the only other practical limit is that they tend to deny you if you've applied for another new card within the last month or two before applying for the Citi card.