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Costco Anywhere Visa® Card by Citi

Cash Back
+519 Deal Score
2,108,529 Views
Citi is offering 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter with the Costco Anywhere Visa® Card by Citi for Costco Members. No annual fee.

Details:
  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico


Rates & Fees

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Original Post

Written by
Edited March 26, 2025 at 10:37 AM by
Citi is offering 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter with the Costco Anywhere Visa® Card by Citi for Costco Members. No annual fee.

Details:
  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
  • 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico


Rates & Fees

Slickdeals may be compensated by Citi.
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Created 03-24-2016 at 09:06 AM by leehg69
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Deal
Score
+519
2,108,529 Views
Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,262 Comments

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Featured Comments

I'm sure it's been mentioned and buried but extended warranty benefit goes away next month which sucks
Uhh yeah I have an Amex, this is not true lol
I'm sure citi fought hard in the bidding process to beat Amex to get the Costco account. Part of the terms were probably to offer better benefits for the customer....

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Joined Oct 2009
L5: Journeyman
> bubble2 734 Posts
246 Reputation
Back4Less
04-18-2024 at 08:11 AM.
04-18-2024 at 08:11 AM.
Quote from Narg388 :
Why is this ancient thread about an old credit card on the front page? I have this card and there's nothing great about it. I use it for restaurants when the rotating 5% cards aren't a better deal.

I just signed up for CapitalOne SavorOne which is always 3% on restaurants and don't have to play the Costco Rebate certificate game with them.

I wish the Costco card was still AmEx
I don't know why people are saying there's nothing great about it. Yes there's rotating cards that are better. But some people don't want to bother playing the rotating card game, it's a huge pain.

Some people spend so much time churning credit cards it's like a second job. A second, below minimum wage job
3
Reply
Joined Aug 2009
L3: Novice
> bubble2 183 Posts
40 Reputation
z1plock
04-26-2024 at 06:17 AM.
04-26-2024 at 06:17 AM.
Quote from shwagon :
This post reminded me to close my Citi/Costco card account. Almost zero benefits remaining, ending the extended warranty protection was the last straw. Much better cards out there.

The thing that is absolutely ridiculous is the fact that you cannot exercise the rewards. You must wait until the end of the year. Unless you have >$300 in rewards you MUST go to the club to redeem. There is no extended warranty, no travel or rental insurance. Agree much better cards out there.
Reply
Joined Apr 2018
L5: Journeyman
> bubble2 562 Posts
86 Reputation
SeriousTerrier997
04-26-2024 at 06:34 AM.
04-26-2024 at 06:34 AM.
This has literally become a nowhere card.
Reply
Joined Nov 2006
L5: Journeyman
> bubble2 617 Posts
45 Reputation
dxxvi
04-27-2024 at 04:29 AM.
04-27-2024 at 04:29 AM.
Quote from leehg69 :
No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
If I don't have a costco membership, then is there an annual fee (I have the habit of buying a costco membership every year, not renewing it)?
Reply
Joined Nov 2010
L1: Learner
> bubble2 36 Posts
18 Reputation
grayskunk
05-26-2024 at 09:36 AM.
05-26-2024 at 09:36 AM.
Quote from dxxvi :
If I don't have a costco membership, then is there an annual fee (I have the habit of buying a costco membership every year, not renewing it)?
You must have an active membership associated with the card
Reply
Joined Sep 2018
New User
> bubble2 5 Posts
10 Reputation
FancySquirrel1538
06-03-2024 at 01:17 AM.
06-03-2024 at 01:17 AM.
Wait a year to get reward lame
1
Reply
Joined Aug 2008
L4: Apprentice
> bubble2 397 Posts
22 Reputation
machaan
06-27-2024 at 06:36 AM.
06-27-2024 at 06:36 AM.
Does 4% only apply to Costco gas? I can't find that info anywhere. We don't have a gas station at the South Austin Costco. I get 3% back from my Amex card at any gas station and it also gets me 6% back at any grocery store (except Costco of course lol).
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Joined Oct 2006
L5: Journeyman
> bubble2 797 Posts
91 Reputation
mcdeuce
06-28-2024 at 02:28 AM.
06-28-2024 at 02:28 AM.
Quote from machaan :
Does 4% only apply to Costco gas? I can't find that info anywhere. We don't have a gas station at the South Austin Costco. I get 3% back from my Amex card at any gas station and it also gets me 6% back at any grocery store (except Costco of course lol).

6% at groceries, which AMEX?
Reply
Joined Jan 2014
L2: Beginner
> bubble2 73 Posts
18 Reputation
alberb
06-28-2024 at 05:59 AM.
06-28-2024 at 05:59 AM.
Quote from machaan :
Does 4% only apply to Costco gas? I can't find that info anywhere. We don't have a gas station at the South Austin Costco. I get 3% back from my Amex card at any gas station and it also gets me 6% back at any grocery store (except Costco of course lol).

Any gas station is included in 4%.
Reply
Joined Aug 2008
L4: Apprentice
> bubble2 397 Posts
22 Reputation
machaan
06-28-2024 at 06:25 AM.
06-28-2024 at 06:25 AM.
Quote from alberb :
Any gas station is included in 4%.
Nice! Thanks
Reply
Joined Aug 2008
L4: Apprentice
> bubble2 397 Posts
22 Reputation
machaan
06-28-2024 at 06:32 AM.
06-28-2024 at 06:32 AM.
Quote from mcdeuce :
6% at groceries, which AMEX?
Amex Cash Preferred. I pay $95 annually to get 6% back at grocery and 3% at gas stations. My monthly bill at HEB grocery store is $300 and monthly gas bill is only $50 and so I get $18 back on grocery and $1.50 back on gas-in 4 months, I've made up the annual cost and now make $139 in cash back-more if I drove or cook more Smilie
Reply
Joined Feb 2008
L8: Grand Teacher
> bubble2 3,224 Posts
1,117 Reputation
overzeetop
06-28-2024 at 06:52 AM.
06-28-2024 at 06:52 AM.
Quote from machaan :
Amex Cash Preferred. I pay $95 annually to get 6% back at grocery and 3% at gas stations. My monthly bill at HEB grocery store is $300 and monthly gas bill is only $50 and so I get $18 back on grocery and $1.50 back on gas-in 4 months, I've made up the annual cost and now make $139 in cash back-more if I drove or cook more Smilie
Ask yourself, though - would you get more cash back if you got the no-AF blue card? It's only 3%, but that's for grocery, gas, and *online* purchases. Just for your gas and groceries its $126/yr cash back vs your $135 (net after AF). If you buy more than $300/yr online you come out ahead.
Reply
Joined Aug 2008
L4: Apprentice
> bubble2 397 Posts
22 Reputation
machaan
06-28-2024 at 07:35 AM.
06-28-2024 at 07:35 AM.
Quote from overzeetop :
Ask yourself, though - would you get more cash back if you got the no-AF blue card? It's only 3%, but that's for grocery, gas, and *online* purchases. Just for your gas and groceries its $126/yr cash back vs your $135 (net after AF). If you buy more than $300/yr online you come out ahead.
OK, I didn't say that those were the only benefits. The cash preferred card also has online purchases cash back plus 6% back on streaming. I've done the math-cash preferred is the superior option. Also, most of my online purchases are on Amazon and I have the Amazon credit card that gives me 5% back or 6% if I wait and save. So, for non-Amazon online purchases, I use Amex.
Reply
Joined Jun 2008
L6: Expert
> bubble2 1,214 Posts
428 Reputation
Nuieve
06-29-2024 at 01:58 AM.
06-29-2024 at 01:58 AM.
I've had this card jointly with my wife for a while.

At some point Costco algorithm went full rtard and started flagging all transactions as fraudulent for us and blocking the cards. Our credit scores are fine.

Couldn't buy anything from department store, gas stations, anything. Instant flag on the very 1st transaction. Card blocked. Spent numerous hours with CS getting them unblocked, they couldn't explain what was going on.But every time they'd unblock it, I'd get it blocked again the next time I used it. Nothing weird. Mostly gas or groceries.

After a few bounced transactions (the ones with penalty consequences), and completely inept useless CS we got fed up and told Costco to go f themselves and closed off the cards.
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Joined Jan 2009
L10: Grand Master
> bubble2 6,474 Posts
759 Reputation
nolf66
06-29-2024 at 04:03 AM.
06-29-2024 at 04:03 AM.
Just use mine at Costco. I think we break even on the membership fee. Almost no reason to keep it.
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